2007-12-12 08:26:17 · 12 answers · asked by Anonymous in Business & Finance ➔ Insurance
Your homeowners or renters insurance would cover your personal property stolen from your car - subject to your deductible.
2007-12-12 08:59:26 · answer #1 · answered by Anonymous 7 · 2⤊ 0⤋
Legally, as long as you have, 'reliable witnesses' for the court, you can win with a lawyer. However, if you did not get the max coverage on your auto insurance, you may have a battle on your hands. With some insurance companies, if you do not have coverage on the contents, it may only cover the items that are built into the car, such as AM/FM, stereo with all the goodies, CD/DVD player and such...expensive wheels (no wheel covers which can easily be removed), and so forth. I would have someone else call the insurance you use to ask for a price quote for the same type policy you would have, with the same make and year of car. Then have this person ask if anything other than built in modules are stolen, like LUGGAGE, computers, cells phone and so forth. Find out what the answer to their question is. This will tell you for certain if or not the adjuster to lying to you because they know that would have to pay up. I did that when my daughter-in-law had that issue, and as it turned out, the insurance carrier was telling the truth. So, I would do something like that before calling an attorney. You just may save money on consultation fees. Hope that helps.
2016-05-23 06:35:23 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Not unless you have home owners/renters insurance. Anything that isnt bolted into the car, is not covered usually under car insurance. So you leaving a computer in your car and it getting stolen, isnt going to be covered under your car insurance.
2007-12-12 08:29:49 · answer #3 · answered by Heather B 5 · 2⤊ 0⤋
The car insurance will not cover your personal property in the car.
However, if you have a homeowners or renters policy - that may provide coverage. It depends on the language in the policy.
2007-12-12 09:37:50 · answer #4 · answered by Boots 7 · 2⤊ 0⤋
If you have comprehensive along with your liability insurance you car/auto insurance should cover the cost of the computer, your best to call your agent and ask him. Take care when posing the question, Insurance companies tend to record all incidents even if a claim was NOT paid. I you're not sure weather or not your company will pay, perhaps the first course of action would be to review your policy.
2007-12-12 08:31:26 · answer #5 · answered by paqjud 1 · 0⤊ 2⤋
Something like that happened to me. IT was covered under my renters insurance. Because it was personal property that was stolen.
2007-12-12 08:29:43 · answer #6 · answered by Sarah S 1 · 2⤊ 0⤋
Possibly your homeowners policy covers this, the car policy limits the payment usually to $200-250
2007-12-12 14:43:16 · answer #7 · answered by Michael F 3 · 0⤊ 1⤋
some insurance companys pay for what was stolen from the car and some say o well not our problem so you would really have to call your insurance company to make sure
2007-12-12 08:28:52 · answer #8 · answered by Anonymous · 0⤊ 2⤋
Your auto insurance should pick up the cost of the computer minus the deductible you have on your policy.. Someone stole cd's, christmas presents out of my car and the insurance covered it.. Good Luck!!
2007-12-12 08:29:21 · answer #9 · answered by Anonymous · 0⤊ 3⤋
Your home owners insurance should cover that. Additionally check to see if you bought comprehensive auto insurance. One of them should do it. Of course each agent will tell you it is covered by the other one but eventually you will make it if you have both, someone should cover that. Probably home owners.
2007-12-12 08:31:14 · answer #10 · answered by . 6 · 0⤊ 2⤋