does any one know a free credit report service that does not have any hidden charges?
2007-12-12 08:13:57 · 14 answers · asked by mjamesladd 2 in Business & Finance ➔ Credit
www.annualcreditreport.com
You get up to 3 credit reports for free. You can get one free per year from each of the 3 primary credit reporting companies; Equifax, Transunion and Experian.
I usually do one of them every 4 months - that way I have an idea of what my credit looks like year round.
The credit reports are completely free of charge. However, they do not disclose your fico score.
2007-12-12 08:19:08 · answer #1 · answered by Amanda T 3 · 1⤊ 0⤋
The only really free one is the Annualcreditreport.com. Of course, they will try to sell you a 3-in-1 credit score report also, but you can say no. By law, you are allowed a free credit report once a year for no reason at all. Go and visit the above site and get your report.
2007-12-12 08:20:20 · answer #2 · answered by Anonymous · 1⤊ 0⤋
You are entitled to a free report once a year. Go directly to the credit agency (experian and so on) and they will provide one to you. Also, if you have been turned down for credit, you are entitled to a free report to see what information caused the decision
2007-12-12 08:21:13 · answer #3 · answered by BMW BFD 5 · 0⤊ 0⤋
Once a year, you can get a free report from each company, but not a credit score.
Go to Experian.com, Equifax.com and Transunion.com. If you want a score (yes, get the score) they charge about $6 each.
2007-12-12 08:49:04 · answer #4 · answered by Debdeb 7 · 0⤊ 0⤋
http://www.experian.com
You get the initial report free and they enroll you in some Triple Advantage BS where they keep an eye on your credit score for you. Once you get your credit report, just call them and cancel the service and you won't get charged. Just make sure you cancel it within 30 days.
2007-12-12 08:16:41 · answer #5 · answered by TobyFox 5 · 0⤊ 1⤋
check out: http://www.insightempire.com/freecreditreport/ you should be able to find a wide range of resources pertaining free credit reports.
hope that helps.
2007-12-15 00:45:10 · answer #6 · answered by Anonymous · 0⤊ 0⤋
i had a house i went into bankrupt under chapter 13 an i fell be hind in my trusty payments an my case was dismissed by the bankrupt court. how do i go about trying to get me a new home under hud home?
2007-12-12 10:51:25 · answer #7 · answered by Kevin D 1 · 0⤊ 0⤋
Www.usa.dealsall.info
2015-06-04 10:57:15 · answer #8 · answered by kivikhu yeptho 1 · 0⤊ 0⤋
www.annualcreditreport.com
This is the free one required by the government.
2007-12-12 08:17:11 · answer #9 · answered by Colleen N 4 · 1⤊ 0⤋
Try this site:
AnnualCreditReport.com
2007-12-12 08:16:43 · answer #10 · answered by Winnie The Pooh 3 · 2⤊ 0⤋