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4 answers

You could get a secured credit card, basically you give a bank $500, they give you a credit card with a $500 limit. I would suggest running a balance on it, though, vs. paying it off each month - paying it off means you won't incurr any finance charges, but running a small balance from month to month (not maxing the card out) improves your credit scoring much faster.

Honestly, it only takes 6 months of on time payments to increase your scoring, but when you finally pick a card, just pick one with no annual fee and a low rate, and you'll be good. Too many credit cards means too many due dates to remember!

2007-12-11 10:34:07 · answer #1 · answered by Carlii 4 · 0 0

I just got my new CC at Bank of America. Secured card put some money in an acct. and get a CC to start building credit

2007-12-11 18:54:54 · answer #2 · answered by Anonymous · 0 0

easy get a gas card wtih $100 limit use it every month and pay it off monthly on time your credit limit will increase and then you can get a master card or visa. pay all your bills on time for 12 months and you will have great credit again.

2007-12-11 18:21:09 · answer #3 · answered by Michael M 7 · 0 0

www.daveramsey.com

2007-12-11 22:53:13 · answer #4 · answered by jeanniep 5 · 0 0

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