How to organise insurance for my martial arts school?

Answer 1

Professional associations can freqently provide this type of insurance coverage, but you can also obtain such coverage yourself through a simple search on the world wide web for "martial arts liability insurance."

As someone else suggested however, there are many levels and different types of coverage such as general liability, injury, directors and officers, etc. You will need to carefully review your needs, risks, and the coverage you feel necessary to mitigate those in selecting a suitable plan and premium.

Talking with a broker or agent can certainly help. Professional martial arts business organizations such as NAPMA or your own discipline associations should be able to advise you on this. Some martial art disciplines are not considered "good risks" by many commercial insurance companies and underwriters, but yoru discipline association should be able to provide guidance on this.

Good luck


Ken C
9th Dan HapMoosaKi-Do
8th Dan TaeKwon-Do
7th Dan YongChul-Do

Answer 2

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Answer 3

In the insurance game, let the agent handle it. They research what is needed. You may miss something and not have proper coverage.

You would not be able to do it anyway. I believe you have to go through a broker.

Answer 4

If you belong to an organization such as NAPMA they can provide insurance. You may want to be certified as a personal trainer so you can get additional personal liability insurance which is specific to sports training incidents, it is very reasonable.

Answer 5

Your organisation should be able to do the insurance for you.