2007-12-10 00:07:15 · 11 answers · asked by J 1 in Cars & Transportation ➔ Insurance & Registration
Do they check your credit? You bet they do.
Does it impact my rates? You bet it does.
Why?
Credit Scoring: An insurance score uses information from your credit report to determine how stable or financially responsible you are. There is strong statistical evidence, based on years of analysis, that people with high insurance scores - that is, people with superior credit histories - file fewer or smaller claims. The opposite is also true. People with lower insurance scores as a group tend to file more or larger claims.
Just as with gender on those under 25, females having lower rates than males, it's based on hard statistical evidence and is not discrimination.
2007-12-10 01:13:27 · answer #1 · answered by oklatom 7 · 0⤊ 0⤋
Although MOST insurance companies are checking your credit, there are STILL some in the market place that do NOT.
Just look in your local phone book for an independent agent and have them give you a quote. Tell them that your credit is not too good so they will know in advance not to waste any time going to a company that DOES check your credit.
In my agency, we have over a dozen different companies for car insurance and about a third of them do NOT do a credit score.
If you go to one of the 1-800 companies or an Internet based company, you can be sure that they WILL run a credit score.
Good luck and I hope this helps!
2007-12-10 02:41:19 · answer #2 · answered by Insuranceman 6 · 0⤊ 0⤋
Get insurance quotes
2014-12-29 08:36:43 · answer #3 · answered by ? 1 · 0⤊ 0⤋
At - INSURECOMPARECAR.INFO- you can compare free quotes
RE Do you get your credit checked for car insurance quotes?
#EANF#
2014-08-17 22:55:37 · answer #4 · answered by Ermin 1 · 0⤊ 0⤋
I recommend that you try this web site where onel can get rates from different companies: http://COVERAGEDEALS.NET/index.html?src=1YA mwhrkVM78
RE :Do you get your credit checked for car insurance quotes?
Follow 10 answers
2016-08-08 00:46:52 · answer #5 · answered by Anonymous · 0⤊ 1⤋
almost all companies check credit in some manner now for insurance. this check does not "ding" your insurance score though.
2007-12-10 00:44:29 · answer #6 · answered by Queen B 6 · 0⤊ 0⤋
Yes, unless you live in California or Massachusetts.
2007-12-10 02:18:50 · answer #7 · answered by Anonymous 7 · 0⤊ 0⤋
YES THEY DO AND EACH TIME THAT IT IS DONE YOUR CREDIT RATING TAKES A HIT.
2007-12-10 02:11:12 · answer #8 · answered by Anonymous · 0⤊ 1⤋
Yes they do. even in california.
2007-12-10 02:28:34 · answer #9 · answered by Big Deal Maker 7 · 0⤊ 0⤋
Try https://tr.im/Ukd0w
2016-07-22 18:46:01 · answer #10 · answered by Anonymous · 0⤊ 1⤋