will my insurance go up?

Question

I was driving down the high way and my right front tire blew out and the tire hit an old lady's car i called my mechanic and he towed my truck and her car into his shop and I paid him to fix the damage to her car and my truck for under $800.00 will this cause my insurance to go up Im only 23
and just got my license less than 6 mouths ago

no i did not report it i also had him fix the back bumper which had nothing to do with my tire
all damage was in front,, thanks

Answer 1

no,just hope she dont report it

Answer 2

Many auto insurance companies follow the Insurance Services Office's (ISO) standard of increasing a premium by 20 to 40 percent of the insurer's base rate (not your current rate) after your first at-fault accident.

A base rate is the average amount of claims paid plus the insurance company's claims-processing fee. According to the ISO, for multicar policies the surcharge is 20 percent of the base rate, and for single-car policies it is 40 percent.

Answer 3

I can't see how. Since you fixed the lady's car she has no reason to report it to her insurance-since you paid out of pocket there's no other way for your insurance to know about it.

Answer 4

if nobody got a ticket you are all set
and as long as the lady does not report to her insurance company.

Answer 5

if you didn't report it and you know for a fact that she wont report it either. then your ok.. but just know that if she was to report it. It will get back to you.. and then they will get you and your insurance involved since a case was open.

But if not then your good. =)

Answer 6

As long as no claim was filed with urs/hers insurance company.

Answer 7

did you report it?