I was denied for a best buy credit card, how long will it take for that denial to reflect on my credit?
2007-12-09 07:46:18 · 3 answers · asked by ELIZABETH G 2 in Business & Finance ➔ Credit
The inquiry will show up as soon as you apply.
The denial itself will not show up, you just won't have a tradeline for BB show up.
2007-12-09 07:56:38 · answer #1 · answered by echo 7 · 1⤊ 0⤋
You can now request a free copy of your credit report due to the denial. Best Buy MUST tell you which of the 3 credit agencies was the basis of their decision and each agency consulted must provide a free credit report. This is aside from the free annual credit reports (http://annualcreditreport.com ) that they are obligated to provide.
2007-12-09 08:54:49 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Credit reports do not show denials. They show inquires (but not whether approved or denied) and accounts that were opened (approved).
2007-12-09 08:08:30 · answer #3 · answered by StephenWeinstein 7 · 0⤊ 0⤋