I've had no credit cards before or anything, and I haven't paid any bills or anything like that before. I am 18. I did get a account with a jewelry store and I am starting payments soon, but if I went in tomorrow what are the odds of getting it?
2007-12-08 16:26:04 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
I am not sure what BestBuys approval criteria is but I do know that store cards charge WAY more interest (some are near 30%!) than regular credit cards.
I agree with the first answerer in that you should get a general purpose card. Not only will you be able to use it at more places - but you will save a TON of money in interest.
Try finding a card that suits you here:
http://www.fastcreditcardoffer.com/
If you are a student, try a card from this page: http://www.fastcreditcardoffer.com/credit-card-search/category/student/default.aspx - Those card offers expect you to have limited credit when applying.
Good luck.
2007-12-08 18:00:27 · answer #1 · answered by perfectcreditclub 3 · 1⤊ 0⤋
it's not very smart to get a credit card that can only be used at one store. you're better off getting a visa that you can use anywhere. what if your car breaks down, you can't get it fixed at Best Buy.
2007-12-09 01:11:13 · answer #2 · answered by njyogibear 7 · 2⤊ 0⤋
probably not too hard.. just make sure you understand the terms.
also, you could get a card with great terms at http://preferred.ecreditdirectory.com/
2007-12-09 07:28:21 · answer #3 · answered by Anonymous · 0⤊ 0⤋