I was involved in a 10-44 (accident without injuries) today. The guy who hit me turned across two lanes of traffic and struck the passenger side of my vehicle. I was traveling in the left lane, planning to turn left about half a block up from where I was.
I don't have my copy of Michie's Traffic and Law Manual in front of me at the moment, but I'm pretty sure it's a two-point violation to turn into the lane farthest from where the turn is started.
The officer wrote a "warning" citation to the gentleman for failure to yield right of way when "turning from private property," which won't carry a fine since it's a warning.
What I'm worried about is that the insurance company won't understand that the other motorist was negligent in crossing a whole lane of traffic to strike me in the farther lane. Am I worrying needlessly?
2007-12-08 15:42:04 · 5 answers · asked by Anonymous in Politics & Government ➔ Law Enforcement & Police
The insurance will get a copy of the accident report, and you will be required to fill out one from them, or at least you should be required. Just call them, and explained what happened.
2007-12-08 16:06:59 · answer #1 · answered by CGIV76 7 · 4⤊ 0⤋
The insurance company does it's own investigation of the accident. They do use the police report and when there is some kind of citation or warning issued it makes it a little easier for the insurance company. The other guy's insurance company might give you a hard time but your insurance company doesn't want you to be at fault either. This one sounds simple. The police report sounds like it will work in you favor in this case. I know that with a lot of accidents when there are no injuries the police don't even come to the scene to do a report they just have the motorist exchange information and in that case no one is getting a ticket. I wouldn't worry about it too much sounds to me like the other driver was clearly at fault for this one.
2007-12-08 17:04:14 · answer #2 · answered by Katie 4 · 0⤊ 0⤋
When i work a crash, i have to write a detailed narrative stating what the circumstances of the crash were, whether i issue a ticket or not. The insurance companies will get a copy of that report, so they will know what happened. If there are any questions, most ins companies will investigate it themselves because we all know they don't want to pay unless they absolutely have to.
2007-12-08 16:44:04 · answer #3 · answered by spartan 2 · 1⤊ 0⤋
If the officer does no longer get rid of the violation from the value tag then once you bypass to court docket, and additionally you are able to bypass to court docket to combat a minimum of that area of the value tag, in basic terms make specific to have the information of coverage that asserts you have been insured on the time the value tag became issued and the choose could throw the cost out.
2016-11-14 23:34:50 · answer #4 · answered by ? 4 · 0⤊ 0⤋
ARE YOU AN INSURANCE AGENT?
LET YOUR COMPANY INVESTIGATE THIS. THAT IS WHAT THEY GET PAID FOR AND ASK S/HE WHILE YOU ARE TALKING TO THEM ABOUT THE ACCIDENT WILL IT AFFECT YOUR RECORD?
2007-12-08 16:05:41 · answer #5 · answered by ahsoasho2u2 7 · 0⤊ 0⤋