Im wondering how much i will be paying per month for my car insurence. I will be driving a Blue 1990 Nissan 300zx. I live in Ohio and I will be added on to my parents plan. Anyone know how much ill be paying?
2007-12-08 12:01:32 · 7 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
I used to pat $26 dollars a month until my sixteen YO started to drive then it shot up to $646 a month
2007-12-08 12:10:38 · answer #1 · answered by BigBadWolf 6 · 0⤊ 1⤋
Typically, insurance rates are filed by the various insurance companies that are licensed to do business in your State, and they vary from State to State.
The best thing to do is call a LOCAL independent agent. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
In my agency, we have companies that specialize in young drivers and it is normally less expensive to be added to the parents' policy. Since you are only 16, you won't be able to have your OWN policy since you cannot sign a contract until you reach 18 - and an insurance policy IS a contract.
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you'll find that MOST of them aren't going to insure a 16 year old by themselves.
Oh....and no one really cares WHAT color your car is.....makes do difference in the rate (however RED does stand out MORE in a crowd!
Good luck, drive RESPONSIBLY and I hope this helps.
2007-12-08 18:06:18 · answer #2 · answered by Insuranceman 6 · 0⤊ 0⤋
My son is 16 and owns a 1987 Chevy Camaro. We also live in Ohio....With Statewide I am paying 20.00 a month until he gets his license. Once he does get his license my insurance premium will go up 218.00 every 6 months. So, if we do the math as he owns a sports car and I own a newer vehicle, I am paying 70.50 a month now.. Times that by 6 and you get 423.00....and once he gets his license I will be paying an extra 218.00 every 6 months............So, al in all...its really gonna depend on who you get your insurance through....I would go online on progressive.com and check out their price quotes because they compare them with others and give you the results.....Here in N.W Ohio....Coulumbian H.S. Country..lol.....Statewide was the cheapest for me....and if your parents can get cheaper insurance elsewhere with you added to their policy, then they will probably do that.......My son is responsible for his share though........Good luck to you and don't let insurance bug u too much
2007-12-08 12:13:54 · answer #3 · answered by Dawn K 1 · 0⤊ 0⤋
Just go online and get a quote, it's free and there's WAY more to it than that like how good are your grades and what you'll be using the car for.
You can also pay in different increments like twice a year, once a year, and such.
LOL @ Elaine, it's so true, here in Columbus we had 270 accidents on Wednesday. 1 DAY! Ohio has the worst drivers I've ever seen.
2007-12-08 12:04:03 · answer #4 · answered by Flavor Vortex 7 · 0⤊ 1⤋
On the down side you're living in a state that charges above the national average (because the drivers there have more accidents thanmost other places), and you're in about the worst age bracket--which will be the highest rate charged. Once you hit 21 your rates will drop significantly.
Call your folks insurance company and ask, they'll give you a quote on the phone that will be accurate.
2007-12-08 12:05:36 · answer #5 · answered by Elaine M 7 · 0⤊ 0⤋
it varies by companies call all the local companies and b4 u decide one get quotes and get the best policy for the best money but if ur parents already have a policy you will just be added on at their company, but when I first started it was about $200 a few short but i live in NC, and it will drop after each yr.
2007-12-08 12:04:57 · answer #6 · answered by mom4dafirst time Oct 7thGirl 3 · 0⤊ 1⤋
usally the model and speed of car can increase the amount. usally a 6 month payment plan is easier. my cousin in florida pays 800 every 6 months. probably between 400-800 every 6 months. but then it also depends on your car insurrance.
2007-12-08 12:04:32 · answer #7 · answered by xfilipinoxx 3 · 0⤊ 1⤋