If you receive an insurance payout for the death of a spouse how does this affect SSI?

Answer 1

SSI isn't affected by your assets. So it shouldn't affect it AT ALL.

Answer 2

Insurance payouts to the remaining member add to the assets of the individual but are not considered in determining the SSI. If the SSI of the deceased is greater than the SSi of the survivor, there may be a possibility for adjustment. Call the local office for further information,