what criteria do you need to meet to qualify for a loan."what criteria does the F.L.A ask"?

Question

time at present address, income, married, e.t.c. my credit report is flawless, yet still got turned down

Answer 1

It may not have been your Credit Score ..

They may simply have looked at your existing commitments, amount you wanted to borrow and the repayments you would have had to make ...just because you can afford your existing borrowings doesn't mean you can afford any more ..