I was driving my dads car, which i'm not insured on, and i got a speeding ticket, we have different insurance companies. I'm pretty sure my insurance is the one effected but not sure?
2007-12-06 14:24:53 · 16 answers · asked by QuestionAsker 1 in Cars & Transportation ➔ Insurance & Registration
This speeding ticket will be reported to the department of transportation (or department of motor vehicles - depends on what state you're in), and their offense file becomes available to your insurance company. When they review your policy, they will pick up the ticket, and will adjust your policy accordingly.
The car is not an issue in a moving violation adjustment.
2007-12-06 14:30:48 · answer #1 · answered by Stuart 7 · 0⤊ 0⤋
The ticket will go on your driving record, thus affecting YOUR insurance.
The way around this is to take a Defensive Driving class. Check with the court to see if you are eligible. It may even get you a discount on your car insurance.
2007-12-06 14:28:34 · answer #2 · answered by william c 3 · 0⤊ 0⤋
The ticket is yours. If you are found guilty, the points are on your license. When your insurance comes up for renewal, your insurance will see your record. So, yes, you are correct it will be yours, not your father's.
2007-12-06 14:28:31 · answer #3 · answered by oklatom 7 · 0⤊ 0⤋
Your insurance will be affected because the points go on your license.
2007-12-06 14:27:47 · answer #4 · answered by paganmom 6 · 0⤊ 0⤋
alot of insurance company say if the car you are driving is the company that is the one that has to cover you
2007-12-06 14:28:51 · answer #5 · answered by Anonymous · 0⤊ 1⤋
Yes, it will be reported to your insurance company.
2007-12-06 14:27:27 · answer #6 · answered by kuntryguyy 4 · 0⤊ 0⤋
Your insurance. Asked if you can re-take driver's ed so your rates will not go up -- it may be cheaper.
2007-12-06 14:28:53 · answer #7 · answered by lakewater2 2 · 0⤊ 0⤋
the person receiving the ticket is the one who will have a point on their DMV record. which will reflect that persons ins.
2007-12-06 14:29:22 · answer #8 · answered by sweetpea 3 · 0⤊ 0⤋
Yep, its going to affect your insurance, not your dad's.
2007-12-06 14:27:17 · answer #9 · answered by llgrah4736 1 · 0⤊ 0⤋
no i dont think it is unless you are in his insurance plan. hope it helped... p.s. you might want to check out the web for that answer to just to make sure...
2007-12-06 14:27:53 · answer #10 · answered by Anonymous · 0⤊ 1⤋