I make a descent income but we are both mid-20s and saving. She knows it is coming but still will be surprise when. I heard 2 months income but I wasn't sure. Any help/advice would be appreciated
2007-12-06 10:51:24 · 23 answers · asked by John S 3 in Family & Relationships ➔ Weddings
two month income is correct but you can always find something nice and cheaper at eBay or a pawn shop since you are both young and starting off ... and besides what she doesn't know won't hurt her ;-)
2007-12-06 10:54:42 · answer #1 · answered by Anonymous · 0⤊ 6⤋
Two months' income is what the diamond industry wants you to spend. In reality, you should spend an amount that you can pay cash for the ring so you don't carry debt. A very nice (across 4c's) 1ct. stone will cost between $5-9k depending on the shape. I suggest that you set the budget first before going off the 2-month salary bit.
2007-12-06 15:28:44 · answer #2 · answered by curious gal 4 · 1⤊ 1⤋
I say whatever you can afford. If she really loves you, how much you spend isn't the deciding factor of whether or not she's going to marry you. My husband proposed to me 3 years ago, and we just got married this past June. I had a small engagement ring, but come wedding time he upgraded the ring, since he was making more money. The important thing is the love and thought behind the ring, rather than the ring itself!
Diamond Nexus Labs has lab created diamonds that are beautiful, and a lot cheaper than diamonds. You can always upgrade it for her later. ^-^
http://www.diamondnexuslabs.com/?gclid=CIKC2KGmlZACFQvWsgod327b_A
2007-12-06 15:08:56 · answer #3 · answered by gracekim0623 2 · 2⤊ 0⤋
don't go with two months salary! Its too much for a piece of jewelry! Save what you can, and pay it in full. If that amount is 2000, or 3000 or whatever....don't finance it, or have a payment plan. I know some people think if you spend more money its better, but the only point is to offer the girl something special! Any girl demanding a two months of your salary is unrealistic.
*2 months salary was invented by DeBeers to get your money! just pick something that you like! Just because you can afford so much cash doesn't always mean that its better!
2007-12-06 11:02:19 · answer #4 · answered by lovesapples 4 · 6⤊ 1⤋
most people figure the equivalent to 2-3 months of your income.
But if that is a ridiculous amount. I'd say enough to show her that you value her, but not so much that you go into horrible debt.
2007-12-07 05:10:07 · answer #5 · answered by Invisigoth 7 · 0⤊ 0⤋
The two-month income rule was created by the diamond industry! So don't go by it.
I think $2,000 is plenty for an amazing ring. Make sure you get a great finance deal (aim for 0% for the first 6 months) and get it from a place that's been around and offers warranties. Remember, diamonds are diamonds. Don't fall for leopard cuts, or hearts of fire cuts, or anything else commercial. Just go by the quality, color, etc.
2007-12-06 11:57:41 · answer #6 · answered by monicanena 5 · 2⤊ 2⤋
Take your girlfriend ring shopping and pick out something you both like. Don't make it about money because it doesn't really matter.
My husband took me ring shopping a month after we met. I was 25, he was 32 at the time. He picked out the ring and I fell in love with it - it was very expensive but well worth it. We've been married now over 2 years and together almost 5 years.
2007-12-06 12:46:08 · answer #7 · answered by Rachel 7 · 1⤊ 2⤋
It depends on what you can really afford. My stone was passed on to me from his mother. He bought a new setting for it.
If he was to spend 2 months income I would have a 10,000$ ring on my hand, and the mortgage payment wouldnt have been made.
2007-12-06 11:49:15 · answer #8 · answered by Mrs. S 3 · 4⤊ 0⤋
The price isn't what is important. The ring I chose is a max of $300.00. It is perfect. I know I wouldn't want a very expensive ring. As others have explained, a good idea is to simply shop for the ring with your girl. Find something you both find attractive with a reasonable .
2007-12-06 13:14:20 · answer #9 · answered by Froggy 1 · 1⤊ 1⤋
this seems to vary from country to country, I live in the UK and the diamond companies here would have to you spend 1 month salary on a ring. However, I would say spend what you can afford rather than being sucked in to that materialistic way of thinking, it was the diamond company De Beers that made that "tradition" up anyway, to boost their profits.
2007-12-06 19:24:58 · answer #10 · answered by sparkleythings_4you 7 · 1⤊ 1⤋
Really, it's what you can afford and what you want to spend.
As long as you don't put it on a credit card, i say get what you can comfortably pay with cash. That could be more then 2 months salary (if you have money saved in the bank) or less (if you don't want to get a big ring)
2007-12-06 10:56:20 · answer #11 · answered by J'adore 4 · 5⤊ 1⤋