so i heared there are ways around getting your credit score a fare score by removing unwanted items off your credit w/o having to deal with debt consolidation companys and wanted to see what it was about?if there is anyone who can tell me about this lease give me some feedback my credit isnt horrible i just dont have enough and maybe one or two outstanding bills
2007-12-06 05:36:44 · 3 answers · asked by tara c123 1 in Business & Finance ➔ Credit
There is no legal way to do it. Therefore the cost is not an issue. The only items that can be removed are those that aren't accurate or are not of your making. Period end of discussion. Anyone who tells you otherwise is stupid, a liar or a their, or all three.
2007-12-06 05:41:48 · answer #1 · answered by Steveo 5 · 1⤊ 0⤋
Credit repair and debt consolidation companies won't be able to remove legitimate negatives from your credit report either. They may claim they can but you would be wasting your money if you pay them.
You can try to negotiate removal of a negative in exchange for payment. Sometimes that works, sometimes it doesn't.
Your other option is to ride out the 7 year reporting period and wait for negatives to drop off your report.
2007-12-06 14:27:44 · answer #2 · answered by bdancer222 7 · 0⤊ 0⤋
Anyone who claims that they can remove negative things from your credit report if you pay them is trying to scam you. Don't fall for it!
If there are negative things on your credit report (and they are true) then there isn't anything that you can do to remove them until they go away in 7 years.
There are reports that you can file to remove untruethings from your credit report .
2007-12-06 14:29:57 · answer #3 · answered by Stacia Z 3 · 0⤊ 0⤋