Insurance, two names on title and two diff state license?

Question

I have my name and my brother's name on a car title. he lives in ny and i live in ct. I have ct lices and he has ny lices.I perfer him to insure the car because he is older then me, Can i register the car in ct under my name? Or do i have to register it in ny with his insu and him the registered owner? Can i registered in ny with me being the registered with his insur? Does he have be in ny when registering? please help. thank you for your time.

Answer 1

if the car is titled to both of you, then the policy should list you both as named insureds. the car needs to be registered in the state that it will be kept and driven. some companies will allow you to put the insurance in one name (whoever has the car) and list the other person as an additional interest on the policy. call the agent who will be handleing the policy, they will be able to advise you of the best way to go about protecting both your interests in the car

Answer 2

You must register the car in the state the car will be located. If it is with you most of the time then it must be registered in your state. The insurance co. Will insure the car in the same state the car is registered in. Check with your local DMV and your insurance company to see the best way and cost wise where the car will be best suited. If is going to be in your state. States required you to register any car that will be there more than thirty days.

Answer 3

You can't register it in CT without CT insurance, and you can't register it in NY without NY insurance. AND, the license of the primary driver must match.

You're keeping the car in CT. You have to declare it garaged in CT, so you need the CT insurance and the CT registration. Anything else can get you in trouble.

Answer 4

If he isn't going to be on the registration that typically means he's also not on the title and then he wouldn't be able to have the car on his insurance, however even so, you need the car insured for the state it is in. If you register it it have to be registered in both names as you are both on the title.

Answer 5

when you consider that i do no longer know how your mom's coverage reads i'm purely in a position to wager as to what could or won't be. you're saying your mom's coverage agency says that she would be in charge and State Farm says she will't be. one element is for beneficial, one in each of them is incorrect. in line with possibility your mom could desire to verify with the coverage agency that has the vehicle insured now and notice approximately putting your lady buddy's call on the coverage to. If there seems to be any doubt in line with possibility your mom desires to cancel the coverage on the vehicle and get it insured with State Farm or whomever will insure it and positioned your lady acquaintances call on the coverage to. the way each thing is in recent times, those coverage firms are in seek of for besides they could to no longer pay for something. Your lady buddy could additionally get it insured in Arizona when you consider that this is the place the vehicle would be pushed. in case you sense any doubt that there could be a challenge with the present coverage agency you need to evaluate changing coverage firms to a minimum of one which will hide your lady buddy. a number of of the coverage firms do no longer show you how to be insured in one state yet residing in yet another state. Your coverage rates are additionally figured on the place you reside and force and how far you force. If the driving distance or threat components are greater effective in Arizona than the place you're actually that's a great possibility the coverage agency would not pay for any twist of destiny when you consider which you acquire the vehicle insured below the climate the place your mom lives now.

Answer 6

ITS BEST IF YOU CONTACT YOUR LOCAL (DMV) DEPARTMENT OF MOTOR VEHICLES OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.