Do you still write checks when you shop or use your credit/debit cards?

Answer 1

Credit cards even for small purchases. I do that because I have a cash-back card; because it gives a very good "paper trail," it makes it easy to itemize, and for any big ticket item, if I have a problem, my credit card company can have my back on the purchase. So for all grocery shopping and other shopping, outside of buying gas, it's a credit card.

I pay in full at the end of every month and I monitor the card close to daily on the Net so I don't have any bogus charges or other problems.

I would never use a debit card because of how the system works--they typically put a hold on far more of the funds than used; you don't get any added protections as per the credit card; your liability is NOT limited by law to $50 if your card number is stolen.

Answer 2

Debit Card

Answer 3

I use my debit card for just about everything. I have a rewards program on it through my bank so I'm earning for using it. It helps with record keeping. It's faster and safer than checks or cash. And of course I shy away from using credit cards because I hate owing anyone money. I have zero percent fraud liability any way I go (except for cash of course) so I figure I'm covered.

Answer 4

Debit or credit. I only write a check if I must or if the payment due is to a company outside my city limits.

Answer 5

Debit card. I hardly ever write checks.

Answer 6

I'm young enough I guess that I've never used checks, just the debit card in place of it. I hardly even use cash anymore actually.

I only use my checks to send money through the mail now.

Answer 7

I use credit/debit cards so I can check it on line sooner with my bank. Its faster then waiting for the check to clear.

Answer 8

I write checks and I also use my debit/credit card.

Answer 9

I shop with debit card.

Answer 10

i lost my debit/credit card, had to cancel it, and was using checks for a month or so until i got a new one. it was difficult because not every place takes checks, and it was hard to draw out cash because the banks aren't always open, but it did save me some dough.