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I want a loan for a lifted truck. The truck has 178k on the whole car and 60k on a new engine. KBB is $5400 when i put 178k in the milage section and its $6900 when i put 60k on the engine.The truck is listed $6900 and the lowest they will go is 6500. The truck is in good cond. runs good. and has a 4" lift w/ 3" body and 36" tires. A credit union will only loan you the amount the car is listed on kbb, does anyone know if they will accept the kbb price that has 60k on the engine???? or will they go with the amount of miles that are on the car itself?? Also, i know its hard without pics but do you think this is a legit price?

2007-12-04 15:53:28 · 3 answers · asked by Costalot18 1 in Cars & Transportation Maintenance & Repairs

sorry its 2" body lift not 3"

2007-12-04 15:54:00 · update #1

3 answers

Most credit unions will not loan on a truck with 178k miles on it. They go by the wholesale pricing in case they need to take a car back.

2007-12-04 15:58:29 · answer #1 · answered by Big Deal Maker 7 · 0 0

they expect you to pay for what they did to it, and on top of that, you can not know for sure if they have been hard on it, the may have used that lift kit to take that truck off road.
buy something with less mileage, a lift kit is only a couple hundred if you want it then.

2007-12-04 16:14:41 · answer #2 · answered by Shiner Bock 1 · 1 0

I would steer clear, you could put another 5 or 6 $k in the trans and suspension when the rest start to fall apart

2007-12-04 16:06:50 · answer #3 · answered by Anonymous · 1 0

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