Has anyone heard of such a house? It was built in 1910 or so. Besides the fact that the house is on a mudsill with no foundation, it is actually in good shape. Will the insurance companies insure a house directly on a mudsill with no foundation? If I need to put in a foundation, how much would that cost me? It is a 1200 sq ft house. This is in Santa Clara California (Silicon Valley).
2007-12-04 10:02:03 · 3 answers · asked by inglewood100thstreet 1 in Business & Finance ➔ Renting & Real Estate
I had to look that one up! That actually refers to a raised foundation and the lowest point of that foundation.
This is a legal and common foundation in the bay area. You will not have trouble with insurance. I has a house with this foundation in Milpitas. The house came off the foundation in that quake of 89. I had earthquake insurance. (hooray!) At that point I put in the same foundation, except their was a sort of spring build in. The cost of raising the house again (paid by insurance) was 40k, and that was back in 89. The house was about the same size, a little 2 bedroom house.
It took a HUGE earthquake to damage that house, so I think you are pretty safe. Yours obviously withstood that quake.
2007-12-12 05:25:16 · answer #1 · answered by Landlord 7 · 0⤊ 0⤋
You are advised to check insurability prior to purchase to see if there are any issues with that sort of 'foundation'. I suspect it won't be a problem, since any problems which would arise from a settling foundation would not be insured anyway, no matter what type of foundation the house has.
Putting a foundation under it will be expensive. It may require lifting the house above where it now sits, digging out for a foundation, installing same, and then letting the house come back down onto its new foundation.
2007-12-04 11:32:26 · answer #2 · answered by acermill 7 · 0⤊ 0⤋
Mud Sill
2016-10-02 21:33:34 · answer #3 · answered by ? 4 · 0⤊ 0⤋