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My recruiter called me today and said that I passed the interview. However, I will find out if I'll get hire or not after she run my background check. I'm really really worried and nervous right now. I pretty sure that I don't have any criminal records, but I'm worry on my credit check. I don't know my credit score, but I knew that it pretty low due to my late payments and over limits for last couple of years. However, I've been trying to make my payment on time for the last year (although I still have some late payment because I was jobless) until now. I hope I can get this stable job in order to pay off my bills (please don't get me wrong that I want to steal money from the bank ok!), and it part of my careers too. Now I'm afraid that I won't get hire if they see my credit score is too low.

Do you think they will not hire me because of this? Do you know how they will judge on my credit background??

2007-12-03 16:16:19 · 2 answers · asked by Lotus 4 in Business & Finance Careers & Employment Other - Careers & Employment

2 answers

It is what it is. They'll run your background, look at whether you have criminal, poor credit or errors and omissions from your education or employment record, and determine if they will or will not hire you. You probably already consented to the background check, so just wait and see what happens. In many industries, employers do NOT do a credit check. Banking is the exception. If you have had some bad credit that causes you to lose this job, try to find another outside of the financial services field.

Good luck!

2007-12-03 16:21:42 · answer #1 · answered by quidrockintampa 2 · 2 0

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MOST companies look at background closely especially when you deal with money or high level security. Obviously, to make sure you are not some former crook or felon. The background credit check depends now. Some companies just look at score. They can not see tht 6 years ago, you had some minor problems but have been paying the last 5 on time. Besides, the credit check is for ony 7 years back. You can request a free credit report once a year from the credit card companies too. Depends on your employer. One thing I know for a fact , is that they look and see if you have been NOT paying on time the last few years, that is, if you have money issues. Cuz you might want to make a small withdrawal from Wells Fargo to pay them off. lol And this is what they don't want to find out.

2016-04-17 06:07:55 · answer #2 · answered by ? 4 · 0 0

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2016-04-24 03:53:14 · answer #3 · answered by Rebecca 4 · 0 0

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2014-09-23 10:06:17 · answer #4 · answered by Hewitt 1 · 5 0

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2014-08-19 06:11:40 · answer #5 · answered by Anonymous · 0 0

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2014-10-07 00:12:04 · answer #6 · answered by Anonymous · 5 0

Most won't hire with bad credit.

2007-12-03 16:19:06 · answer #7 · answered by shipwreck 7 · 2 0

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