2007-12-03 07:24:31 · 8 answers · asked by NYTrader55 2 in Business & Finance ➔ Insurance
If you are self-employed, you might want to look into an IRS-approved High Deductible Health Plan (HDHP). As the name suggests, it has high deductible amounts, so the premiums are much lower than with traditional health insurance. Under federal law, the minimum deductible in a HDHP plan is $1,100 for an individual; the maximum is $5,500.
An HDHP allows you to shelter up to $2,850 per year from federal and state taxes in a Health Savings Account (HSA). Depending on your tax bracket and where you live, that could save you as much as $1,480 in taxes per year, assuming a combined tax rate of 51.95%—35% in federal income tax, and 7.65% in Federal Insurance Contributions Act (FICA) tax, and 9.3% in state income tax (California).
To find a qualified plan in your area, contact a health insurance broker. A broker works with several health insurers and can help figure out the best plan, company, rates and coverage. To find a broker, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you.
2007-12-04 06:59:37 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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RE :What is a good health care insurance provider for self employed people?
Follow 7 answers
2016-08-27 11:51:38 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I recommend you this site to get quotes - COVERCOMPARE.INFO-
RE What is a good health care insurance provider for self employed people?
#EANF#
2014-09-09 19:38:59 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Blue cross is good ...I have Humana and I am an insurance agent that is self employed.
2007-12-03 08:56:58 · answer #4 · answered by R B 4 · 0⤊ 0⤋
Compare insuran ce quotes
2015-01-16 13:16:46 · answer #5 · answered by ? 1 · 0⤊ 0⤋
You can find the best rates and offers for your insurance at: COVERAGEDEALS.NET
2014-06-11 15:50:26 · answer #6 · answered by Anonymous · 2⤊ 0⤋
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2016-04-25 06:55:27 · answer #7 · answered by Rickert 6 · 0⤊ 0⤋
I like BCBS.
2007-12-03 07:26:44 · answer #8 · answered by Anonymous 7 · 0⤊ 0⤋