My credit card company noticed a lot of activity so they contacted me to verify it and that's when I discovered my credit card was missing and how we discovered the fraudulent activity. Can I report this to local police as well? Or do they not handle these kind of charges?
2007-12-02 19:46:45 · 13 answers · asked by JStar 2 in Politics & Government ➔ Law Enforcement & Police
My company has said I am not liable for the charges but I would still like to do something to at least try and see the person got caught and held accountable, even if it is a longshot.
2007-12-02 19:53:19 · update #1
Yes -- by all means report it!
2007-12-02 19:49:05 · answer #1 · answered by DaveNCUSA 7 · 0⤊ 0⤋
I was a victim of identity theft 11 years ago and I am still fighting it. Just last week another credit claims rep called threatening about judgements and court cases. I had to have an attorney write letters, get copies of a police report from 11 years ago and notify the major credit agencies.
Definitely contact the non-emergency number for the local police and tell them you want to file a report for a stolen credit card. Make sure you get a copy of the report and keep it safe in a file or place you will never lose it. I hope you won't need to go through all the stuff I had to go through, but play it safe and be prepared.
2007-12-03 17:09:02 · answer #2 · answered by wsln_dxy 2 · 0⤊ 0⤋
Depending on the state you intend to file the report in, the statute of limitations has likely passed. In other words, even if someone was caught and confessed to stealing the credit card number, he would not be prosecuted because too much time has passed. If a credit bureau, bank, or other institution is requesting a police report, I suggest attempting to make a report. An officer may take one but advise that it won't go anywhere in terms of criminal prosecution. If the police will not take a report, ask if you can get in writing that the police department refuses to take a report for the specific offense involved. If the police cannot do that, ask where the statute is that prevents a report from being taken and refer the institution to that. Besides that I would ask the institution what exactly they want if no report is available.
2016-04-07 05:17:56 · answer #3 · answered by ? 4 · 0⤊ 0⤋
If you want to press charges on the person who is doing this, definitely call the police. What they usually do is they will take a report and that will be forwarded to a detective and they will do a follow up. They usually will start with the credit card company then get the info they need to take further action. It will probably take a while because they have to send a summons to the agencies involved to locate the person who used your credit card.
2007-12-03 00:11:59 · answer #4 · answered by ~*shea*~ 3 · 0⤊ 0⤋
Yes. Your credit card company might want you to file a police report for an accurate listing of the fraudulent charges and what not.
2007-12-03 01:28:39 · answer #5 · answered by Kevy 7 · 0⤊ 0⤋
Financial institutions have fraud divisions. They may contact you to file a police report. The problem is each locality the card was fraudulently used in, that police department must be notified, good luck on that if they crossed municipality lines. In most cases the report goes no where, few investigations.The card company is more concerned in catching you committing fraud than a thief.
2007-12-02 20:01:15 · answer #6 · answered by AJ 4 · 0⤊ 0⤋
When I had cheques stolen from my cheque book the bank were the ones who called the Police and laid charges as they said the cheques actually still belonged to them, maybe this is the same for credit cards. Otherwise yes do contact the Police as it is a crime. I guess you have put a stop on your credit card? Good Luck.
2007-12-02 21:58:04 · answer #7 · answered by Angie T 2 · 0⤊ 0⤋
you should ask your credit card company, sometimes you are not held responsible for the charges made by the thief but sometimes you are. I would call them before calling the police.
2007-12-02 19:51:03 · answer #8 · answered by Anonymous · 0⤊ 0⤋
This has become a huge problem in recent years. As a result, many police agencies have created divisions of detectives that handle only this type of case. Please report it. The detectives can help and hopefully make an arrest in this case. Good luck!
2007-12-03 00:13:29 · answer #9 · answered by copgurl 2 · 0⤊ 0⤋
Yes you need to report this to the Police. These people are crooks and needed to be caught before they get someone else's cards.
2007-12-02 21:54:04 · answer #10 · answered by El Scott 7 · 0⤊ 0⤋