American Community PPOM
2007-12-02 04:00:37 · 5 answers · asked by Jerry 1 in Business & Finance ➔ Insurance
If its an employer based plan, you can only do it if your employer allows domestic partners to be added to your plan.
Also - even if your employer allows domestic partners, she doesn't automatically qualify just because she's your girlfriend. You'll have to meet all of your employer's criteria to define domestic partnership...generally, you'll have to sign sworn statements about the nature of your relationship, demonstrate that you live together, show proof of joint ownership (ex - joint accounts or statements for bank account, utilities, or mortgage, etc.).
However, employers that allow domestic partners to be claimed as dependents are in the minority.
If you have a private policy that you purchased out of your own pocket rather than through an employer, forget it. There's no way she can be added. (I'm assuming you live in Michigan given the insurance company you referenced.)
2007-12-02 06:48:35 · answer #1 · answered by sarah314 6 · 1⤊ 0⤋
Even if a company would allow you to do it why would you want to?
There is no reason to put your girlfriend on your policy. If she qualifies for health insurance she should apply for her own health insurance. There is no premium break for having two unrelated individuals on a single policy. There is no break as far as underwriting is concerned, if insurability is a problem for your girlfriend it doesn't help a bit to try to put her on your policy because her application would be denied.
If both of you were on the same policy what happens if you two breakup? Does she delete you from the policy or do you delete her from the policy? Messy.
Much cleaner for each person to have their own policy
2007-12-03 16:04:38 · answer #2 · answered by Tom Z 7 · 0⤊ 0⤋
Assuming that you have employer provided group health insurance, you can only do so if your employer allows "civil partner" coverages. Some of the major corporations are now offering this option.
Check with your HR department for further information.
2007-12-02 12:05:17 · answer #3 · answered by acermill 7 · 2⤊ 0⤋
It's possible to put on a domestic partner
But be careful about it
You are declaring that you're commonlaw married basically
2007-12-02 12:09:32 · answer #4 · answered by ceviche queen 4 · 1⤊ 1⤋
If you are an adult and she is a child, you can adopt her, so that she is legally your daughter and then list her as a dependent.
2007-12-02 14:07:48 · answer #5 · answered by StephenWeinstein 7 · 0⤊ 1⤋