Will homeowners insurance cover a 42inch LCD TV valued at about $1200.00 if the TV was damanged in the process of moving it to one room to another.
2007-12-01 06:35:45 · 9 answers · asked by Anonymous in Business & Finance ➔ Insurance
No
2007-12-01 06:41:43 · answer #1 · answered by Anonymous · 1⤊ 0⤋
It depends. You need to read your policy wordings, as no one here knows what kind of policy you have, or what the specific wordings for the company you are insured with state. If you have an All Risk type of wording for your contents, where the policy covers against all types of direct loss subject to certain exclusions, then you will have to read your policy wordings and see if what caused the damage is specifically excluded. This is what the insurer will do so you might as well save some time and look it up yourself. If you do not have an All Risk type coverage on contents then it would not be covered.
2007-12-03 04:49:18 · answer #2 · answered by Gambit 7 · 0⤊ 0⤋
Even if it did, the insurer might raise your rates or even cancel the policy. Small claims on homeowner insurances have a way of backfiring on the claimant. Sadly, its best to limit claims to truly castrotrophic losses.
2007-12-01 07:35:24 · answer #3 · answered by Anonymous · 1⤊ 0⤋
No.
Contents coverage is a named peril coverage. That means that in order for the coverage to apply - the damage has to have been caused by one of the perils named in the policy. Dropping the TV does not fall into one of those categories.
2007-12-01 07:35:49 · answer #4 · answered by Boots 7 · 1⤊ 0⤋
come across a diverse coverage agent. this could be a extremely basic thought. you go with property proprietors (possibility) coverage. possibility coverage insures your individual property, the real property (shape) and quite a few different issues. Renters coverage is for renters, via fact the call implies. Renters coverage covers the renter incase their individual belongs are broken under the words of the coverage. via fact the renter has no possession activity interior the condominium property, they have no coverage interes interior the valuables.
2016-12-17 03:45:08 · answer #5 · answered by ? 4 · 0⤊ 0⤋
Nope, the standard homeowners does not cover "oops I dropped it" for "stuff". It covers your "stuff" for named perils - fire, theft, aircraft damage, etc.
2007-12-01 09:34:59 · answer #6 · answered by Anonymous 7 · 2⤊ 0⤋
Unfortunately not.
2007-12-01 06:43:10 · answer #7 · answered by ? 7 · 1⤊ 0⤋
Nope.....
2007-12-01 07:12:30 · answer #8 · answered by boohoo1964 3 · 1⤊ 0⤋
no, I don't see it happening.
2007-12-02 14:18:26 · answer #9 · answered by Anonymous · 0⤊ 0⤋