If I make regular payments on my student loans can that increase my credit rating?

Answer 1

Yes and no.

Student loans are considered installment lines of credit by the credit bureaus and if you make your payments as agreed they will help raise your score.

What most people don't know is when you apply for credit like to buy a car or a house student loans are not taken into consideration as real trade lines.

Answer 2

As long as you're paying at least as much as the agreed-upon payment. If the loan calls for payments of $200/month, and you regularly pay only $100, you aren't helping your credit rating.