Would insurance companies stop insuring people that work the night shift?

Question

Because they are at higher risk of cancer. Or do you think they would charge more on polcies they sold to night shift workers due to the liability?

Answer 1

Insurers are in business to make money. They will sell insurance to *anyone* for *anything*.

If the evidence starts to show that there is a significantly higher cost in medical premiums to insure night shift workers than day shift workers, then yes, we might see some companies applying a surcharge.

Richard

Answer 2

A recent study showed that night shift workers are at a higher risk for cancer...to those of you who asked.

I would think that because the elevated risk is imposed by the employer that any extra expense would be incurred by them. However, I think it would we absurd to institute such a price hike.

Answer 3

I would think that dayshift workers would be at higher risk for cancer, unless you are saying it's because they are indoors all night and outside during the day?

Answer 4

Not in a long shot. What they will do is just charge them a higher premium, and then refuse when pay out time comes. Don't you understand? Insurance companies are in the business of taking money in; not paying money out.....Hello?

Answer 5

how are they at a higher risk for cancer?