Hi Jill, I use to work at an assisted living facility for the elderly. It was eight homes with the ability to house 13 individuals in each house. There were two rooms in each home that were larger & elderly married couples usually shared those rooms. if there were a couple married couples then of course there would be 15 people in that home. They were nothing like a nursing home. They still felt like they had their independence, made their decisions & were even able to come & go as they wish. Up until they couldn't any longer.
House cleaning, laundry, cooking & med reminders were all done by the nurse aides.
If I could afford it that is where I would decide to live since I wouldn't want to be a burden on my children.
2007-12-03 01:00:07
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answer #1
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answered by ® 7
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I start getting the Seniors Pension next February, because I only turned 63 in the Second half of the year. At present, I am not even sure which country I want to live in. So, that is a decision I have to make.
I have a funeral plan in place. And have done a spread sheet, as to how my budget will look. Divided up into Rent, Electricity, EVERY EXPENSIVE I will have. Even as far as counting, my vitamins and regular medication. How many in a pack, how long will each pack last over 365 days, divided by 4.3 weeks (thats how many weeks in a year), then by how many payments I will receive during the year. That way I know more or less what I NEED to live on. That is the financial side.
I'm hoping to get a council house, so that will take care of that.
Health wise, I have no arthritis, rheumatism, so I can still exercise and walk, for a bit of stamina.On than side, you don't know know what is going to happen next.
If I ever get to the stage where I need help, downsize living accommodation. And after that, when I won't be able to be so mobile, probably have a small room attached to one of my children's homes. Will carry on writing and painting if possible.
Perish the thought, that I will be in an Old Age place, lying in bed all day. But, who knows? GOOD question there jill.
2007-11-29 09:51:05
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answer #2
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answered by ANNIECAT 3
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Well we have already started, granted we are in our 50's , but the kids are grown, and we downsized from house to a mobile. In Florida, if you wind up in a nursing home, mobile homes can not be garnished/grabbed for nursing home payment. We have downsized to one vehicle and purchased a smaller boat which is easier to handle, in that aspect we are selfish, and hope to have some time to enjoy some nice relaxing days on the water.
We have switched to energy saving products, right down to light bulbs to lessen the burden of electric bills ( The other half is already on SS because of back surgery) We have grouped phone, internet and cable to a company that provides this service and saved a hundred a month. We now have AARP car insurance.
That is the financial. The other scares me a little i.e. mobility, ability to take care of ourselves and each other. We have one daughter here and 3 kids out of state, hopefully, we will be able to maintain our health as we age and can drive, and hopefully have the mental ability to realize when it is time to stop driving. That is when it will be most difficult, loss of independence, I don't forsee this daughter helping too much in this aspect. Maybe our grandchild will help by then. It is so hard to face that in about 10 years this may happen, but it is all something to ponder. As far as eating, well that has already changed, we seem to be full faster and are starting to dislike or not be able to tolerate the foods we use to, so the grocery bill has already gone down.
I have blabbed enough, and it felt good sharing it, hope i did not bore you. To all you younger people reading this--if you do--it will be here quicker than you can imagine, believe me!
I also pray to God that he grants us time to grow older together as we are each others strength and know that we will be there thru thick and thin for each other, until the almighty takes one of us away.
2007-11-29 08:06:21
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answer #3
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answered by vivib 6
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I will become even more careful financially. It may come to paring down expenses to the bare minimum for survival. But I have done it in the past. I would like to think I will always have cable, internet and unlimited long distance since 3 of my 5 children live in other states. but I may not be able to afford it. I will watch the lights and thermostat again monitoring them carefully. probably buy what I need weekly or monthly at the grocery store and no more than that. I won't move unless it is to anothe home that can be paid for and with affordable property taxes otherwise I will end up in subsidized housing based on my income. I tried to be prepared mentally for what ever the future holds.
2007-11-29 05:30:33
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answer #4
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answered by Southern Comfort 6
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In all honesty Jill, I have no idea. I have been thinking about this since you asked the question. Actually not for the first time then, but more constantly since you asked. I don't even know whether I will be married or not in my golden years and that in itself will have a huge influence on how my life will change in my golden years. But at least I know, God knows the answer to this question. What a relief!
2007-11-30 14:36:35
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answer #5
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answered by Sunbeam 5
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I'm past golden and well into platinum.
One day I know I will have to move into other quarters when (1) I can no longer drive or (2) I can no longer care for myself properly --- whichever comes first. I love my little condo but have no family nearby and I'm sensible enough to know that the time will come eventually when I'm no longer able to live here alone. .
If I'm still mobile and able to dress, bathe and toilet myself, my hope is that my daughter and her husband will be ready to downsize their home (grands moved out) and we can all move into a house with a small apt attached or a duplex. She currently lives in a house where all BRs are upstairs and there is no room to add on plus its 850 miles from where I now live.
If I'm no longer mobile etc.? It's to a nursing home. .
My hope is that I will just not wake up one mornng. I also hope I'm able to both age and die with dignity and grace but we don't always get to chose, do we?
2007-11-29 05:26:41
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answer #6
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answered by Just Hazel 6
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Lets see now. How will I change my life in my Senior and Golden Years.
Well, I am 76 years of age and all ready there.
I am teaching myself violin. I sing and dance. I type 140 words per minute. I read non-fiction books that teach me Spiritual lessons. I write poetry. I take pretty good pictures with the digital camera my sons gave me last Christmas. I have two of my photos in in two brochures.
I maintain my house with my husband, cook, clean, do my own laundry. My house is already decorated for Christmas.
My tree look beautiful with the lights and all the ornaments I have collected over the years.
We have stairs in our house, which keeps us exercising by walking up and down to the rec room and laundry room.
I am writing my biography for my adult children and my 7 grandchildren.
So - lets see now. Am I less capable of maintaining a "life as usual". I think I am keeping young, because I have always maintained a life "better" than usual.
Peace and love
2007-12-01 09:21:09
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answer #7
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answered by Maureen S 7
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Well Jill i am older and by myself.I thought my husband and i would grow old together ,but sometimes life throws you a curve.I thank GOD so much for my children,don't know what i would do without them.GOD knows what we need without us asking.Praise HIM.I already have things at the cemetery done and preplanned my funeral,don't want the children to have to go through that.Take care and GOD BLESS.(i also get the grand children to help around the house doing outside things)
2007-11-29 07:30:03
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answer #8
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answered by Betty M 5
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I haven't thought to much about it but my kids and their husbands are a big help when I need it and some of their friends have now become my friend so that helps also. For the most part I am capable of doing most things and when I need help I am lucky it is usually a phone call away.
2007-11-29 04:56:47
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answer #9
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answered by doxie 6
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Till now I never did think of that part of my life( dumb I know)
I've been concentrating on setting up the finances part of my Golden years that I didn't think be on that.
Right now all I can say is that I do not/will not be a burden to my son and the tough of a nursing home is OUT!.
I just hope that when I'm no longer capable of caring for my self that my father in heaven will call me home.
Just like that email I got to day:}
Just in case God calls me home , I love ya !
Thanks for making me think , Love you.
2007-11-30 14:16:33
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answer #10
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answered by ღ♥ஐcookie1ஐ♥ღ 6
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