barrister collection told me they are going to sue me and garnish wages for a $142 medical bill cantheydoit?

Answer 1

Yes, they can take you to court. However, it is unlikely they will over such a small amount.

How old is this debt? Is it yours? If it's a couple years old, you might be able to offer half to settle the debt. Make sure to get any settlement agreement in writing before you pay and don't give them access to your bank account. You should also ask the item be removed from your credit report.

Answer 2

Collection agencies work largely on fear of the unknown. Google: "Fair Debt Collection Act." You have important rights so be sure you understand them.

Collection agencies cannot take your firstborn child...neither can they send the sheriff to your residence to have you arrested for not paying them. Under the Fair Debt Collection Act it is illegal to make bogus legal threats. They cannot pretend to be attorneys. Next time they do this, tell them:

Per my rights under the Fair Debt Collection Act, I am requesting to speak with the attorney who will be taking the alleged legal action. I am also requesting to know the full name and license # in the state bar association of the attorney at your location who will be allegedly garnishing my wages.

Answer 3

yes they can but for 142 very unlikely, looks like they are playing hard ball. Send them a letter asking them to validate this debt send it certified i bet you a coke they will send you nothing. Then send on again to validate the debt and to discontinue all communications with you by phone and mail. Again they will probably not listen, then you have grounds to sue them.

Answer 4

They can but you will owe much more after court cost and attorney fees. Make sure you go to court to fight it if you don't owe it so you can try to win otherwise they win.

Answer 5

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