The credit card company would have to file against you in court (possibly small claims); if they won they would have to go back to get a garnishment order, and then they could take a percentage of your paycheck. You can attend both times and state your case.
2007-11-28 12:48:41
·
answer #1
·
answered by Anna P 7
·
0⤊
0⤋
The creditor must get a judgement against you first. From that point, if you don't pay, they can garnish, wipe out your checking account, place a lien on your property (Depending on the state). By the way, if you are summoned to court and don't show, 99.99999% of the time, the credit gets their judgement and there is no fighting or appealing it once it has been granted.
2007-11-29 08:01:00
·
answer #2
·
answered by CHRIS V 3
·
0⤊
0⤋
If the company takes you to court and the judge orders you to pay and allows garnishment of your paycheck, absolutely
2007-11-28 20:53:03
·
answer #3
·
answered by theseeker4 5
·
0⤊
0⤋
If they go to court, and you lose (which usually happens), then yes, they can garnish your wages.
However, this is usually a scare tactic to get you to pay your bill. In reality, you spent the money, you should pay it back. If you genuinely cannot afford to pay it back, I suggest debt counseling and a repayment schedule. If, after all that, you are still unable to pay your bills, look into bankruptcy.
I suggest you take a money and credit management course. It sounds like you are on your way to financial ruin.
2007-11-28 21:00:10
·
answer #4
·
answered by Frank F 2
·
0⤊
0⤋
No. Your paycheck can only be garnished by a court order.
2007-11-28 20:50:12
·
answer #5
·
answered by ? 5
·
1⤊
0⤋
they can, but i sued back because they WRONG
www.creditinfocenter.com
2007-11-29 07:19:32
·
answer #6
·
answered by Anonymous
·
0⤊
0⤋