This happened at the beginning of this month, she admitted fault and said she would pay for repairs if we didn't open a claim. My parents decided to open a claim and now my claims adjuster is trying to get a hold of her but she's nowhere to be found! I don't have any info other than her number, name, and email. I DON'T WANT TO HEAR HOW I SHOULD'VE GOTTEN HER INFORMATION, OKAY?? I KNOW THAT ALREADY. So now I don't know what to do...track her down...get a lawyer?
2007-11-28 03:12:15 · 14 answers · asked by sweetheart4 2 in Cars & Transportation ➔ Insurance & Registration
The information she gave me was not fake, I've contacted her through it a few times and her name isnt fake either, I saw her driver's license.
2007-11-28 04:30:06 · update #1
You insurance company has the resources to find this person, assuming you at least got the tag number. Without that, there is little chance of contact. Sorry. Chalk it up to experience, and you will know what to do next time.
2007-11-28 03:55:50 · answer #1 · answered by oklatom 7 · 0⤊ 1⤋
If you have a valid phone number, try doing a reverse look up to get her name, address, etc.
You could give this information to the insurance company, or police. Tell police the story, and have your parents back it up.
They might have better luck locating her.
If you can get her address, go and take a picture of her car, showing the damage to her car, AND LICENSE PLATE, to verify ownership.
Leave a note on her car saying that she should get in contact with you about the damages SHE caused when she hit YOUR car.
Be specific about that. You don't want her to turn it around to seems as if you hit her car. Weirder stuff has happened.
EDIT::::
It is obvious she is ignoring you, hoping you will go away. Just go to the police, file a report, give all information to your insurance company. And learn a lesson.
Happy holidays....
2007-11-28 03:24:27 · answer #2 · answered by tom p 6 · 0⤊ 0⤋
First of all, don't yell at us for your screwup. You should have gotten her license plate, but you didn't. Not our fault. But I'll bet you learned something. So drop the god dam attitude. You're a typical kid who needs to learn the hard way. I have five just like you. However, all that matters now is if the phone number and name you got is correct, call the cops and report her. There's nothing you can do with an email address. And my instinct tells me that she gave you a fake name, or at the very least a fake phone number. You looked at her driver license, right? Five bucks says you didn't. I can tell you right now that if you have a fake name, fake phone number, and no license plate, you have effectively screwed yourself. You better hope the name and phone number lead to her.
2007-11-28 03:28:04 · answer #3 · answered by Me again 6 · 1⤊ 1⤋
Did you fill out a police report? All her information should be on there, including her insurance carrier. You can get a copy of the police report for free. It is also a good idea because anyone can claim fault, but it is really up to the police officer to determine who was at fault. If there was no police report there is probably not much you can do.
You could possibly contact the police department (sheriff's office) to see if they can do anything about it. I am not sure if they can or not, but it is worth a shot.
2007-11-28 07:42:39 · answer #4 · answered by holmesla327 3 · 0⤊ 1⤋
This happened to me once. I was 16 and this lady sped out of a parking space in her SUV and nearly knocked over my little Ford Escort. She said, "Here's my name and phone number. I'm in a hurry, I have to pick my kids up from daycare." And took off. I drove straight to the police station and filed a report. I gave them her name and number. They eventually found her and charged her with leaving the scene of an accident. Eventually the charges were dropped against her, but she did end up paying for the damages to my car.
First, go to the police. It's their job to find people like her. Most likely, she doesn't have insurance. Once you do find her, see wht she does. If she doesn't have insurance, get a lawyer and sue her for the damage to your car. If she does have insurance, well, then you're all good. :)
2007-11-28 03:24:55 · answer #5 · answered by Darksuns 6 · 1⤊ 1⤋
It's your insurance company's job to track her down since your parents filed a claim. Shame she wasn't cited at the time -- the cops would have all her info. But regardless, the insurance company has the means and the responsibility to track her down. In the meantime, any damage to your car should be paid for by your insurance agency thru the "uninsured motorists" coverage (most states require that everyone carry this insurance). Then when they track her down, they will reimburse themselves for the money they put out to pay for your repairs.
2007-11-28 03:21:59 · answer #6 · answered by Goddess 5 · 0⤊ 2⤋
Do you know her insurance company? It seems likely to me that she didn't have insurance (which is illegal) and was trying to get you to not file a report so she didn't get hit with that charge as well. If your adjuster is contacting her insurance company, don't worry about it. If he's not and is just looking for her based on the information you gave him, you're likely out of luck. File a police report and give them the information you have; they may have better luck finding her or contacting her.
2007-11-28 03:21:28 · answer #7 · answered by xK 7 · 0⤊ 1⤋
If you have collision coverage on your policy, make the claim with your insurance company. They will repair your vehicle, regardless if they can speak with the other driver or not. Otherwise if you are going thru the other company, they will need to speak with their insured before repairing your car.
Your best option is to use your own insurance and let them attempt to collect the money back.
Obtaining a lawyer really won't do you any good. The lawyer is not going to "make" the insurance company pay. The insurance company has policies they need to follow.
2007-11-28 03:34:00 · answer #8 · answered by ♥ Uwish ♥ 6 · 0⤊ 2⤋
You should not be the one to have to track her down. That is why you pay your insurance company. Let them deal with it. I would also contact the police so there is a record of the event.
2007-11-28 07:43:29 · answer #9 · answered by Otto 7 · 0⤊ 1⤋
Now you have to either file through your own insurance, and let them hire the PI to track her down, or YOU can hire the PI to track her down.
But the info she gave you very well could have been fake.
2007-11-28 04:18:44 · answer #10 · answered by Anonymous 7 · 0⤊ 1⤋