do hospital bills affect my credit some ppl tell me they do and some ppl tell me it shows up on the credit report but does not screw up credit to bad?
2007-11-27 12:03:19 · 9 answers · asked by Anonymous in Business & Finance ➔ Credit
Yes it does show up on your credit report and it's just as bad as any other credit you don't pay.
For most hospital bills you can actually talk to the hospital billing department and, if your situation is a hardship one they can help you get it paid by an in-house or outside third party.
They also can get it drastically reduced you just have to be persistant and have verification of your inability to pay.
We've done it before and got multiple thousands of dollars reduced to hundreds.
Talk to the hospital....with the enourmous amount of money they charge .....with their huge markups.....they definitely can afford to reduce those ridiculous amounts.
Call the people you owe and be persistant.
2007-11-27 12:10:38 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Almost any kind of unpaid obligation will affect ones credit and moreso if there have been collection efforts which were not successful. There are very few excuses which are acceptable when non-payment is involved. Hospitals may be a bit more lenient due to the outcry of the " bleeding Hearts ' who feel every one is entitled whether they have contributed or not. I believe credit can be hurt and will be indicated on a credit report.
2007-11-27 12:18:16 · answer #2 · answered by googie 7 · 0⤊ 0⤋
If an account goes to collections, it can (probably will) be reported to the credit bureaus. Different financial institutions look at those things differently. Time and/or paying it off will help.
I work for a bank, and personally, I don't weight those things as much. But if you're trying to get an automatic approval, you're going to have a harder time, since your credit score will go down if/when the collection accounts are reported.
2007-11-27 12:09:59 · answer #3 · answered by Lochlain 4 · 0⤊ 0⤋
And now for the real answer. Medical bills, utility bills, overdrawn checking accounts that are closed and charged off, are just a few items, that can wreck your credit. Anytime that something is sent to collections and it appears on your credit report, your score drops. It's important to pay everything on time and make arrangments if you're not able to.
2007-11-28 03:56:04 · answer #4 · answered by Anonymous · 0⤊ 0⤋
All unpaid debts reported to the credit bureaus will hurt your credit. Explaining to someone that some of your unpaid bills are hospital bills will probably make them more sympathetic to you but they are still unpaid bills. Also follow the advice of Charles S above.
2007-11-27 12:12:31 · answer #5 · answered by Ozzie 4 · 0⤊ 0⤋
Those that say that the English is not going to be trained one other language don't seem to be joking. There was once a information object over the weekend that a distinct discipline of Spain that has been overrun via the British are actually status for the nearby council on account that among different matters their youngsters don't seem to be taught in English. To the character that claims that the Spanish recognize English however would possibly not talk it . I say how are you aware? I spend plenty of time in France and plenty of men and women don't talk English and if they are able to why must they,no person will talk to them in French in this part of the channel. I went to reside in France within the past due 60's early 70's while I was once on submarines with the SA military, at the moment my French was once well however now it's relatively rusty. I nonetheless talk French while in France even if spoken to in English ( via the French). I have continuously had first-rate admiration for people who spoke different tongues notably those who made the trouble to talk an African language (I talk now of the white populace) I continuously lived at the slopes of Table mountain and as a child went to a individual university within the Southern suburbs and not often spoke Afrikaans. I have located that my little institution of SA peers right here in UK pop out with Afrikaans, or talk in truly Kaapie accents at all times we're in combination.
2016-09-05 15:48:35 · answer #6 · answered by Anonymous · 0⤊ 0⤋
well, it's not as bad as credit card debt or foreclosing on a house or car, but yes, it does hurt your credit
2007-11-27 12:05:56 · answer #7 · answered by Anonymous · 0⤊ 0⤋
anything spent with credit hurts ur credit and screws it all up. That's how they work. It's how the company gets their money.
A little help my way too. please.
http://answers.yahoo.com/question/index;_ylt=AqByLPSVuxSn.C_vP6b2CPTsy6IX;_ylv=3?qid=20071127122955AAVldCF
2007-11-27 14:03:49 · answer #8 · answered by noneya n 1 · 0⤊ 0⤋
yes it shows up.and yes it messes your credit up into u pay them off....i couldn't get a apartment intill i pay the stupid 269.00 off..
2007-11-27 12:07:27 · answer #9 · answered by leah 3 · 0⤊ 0⤋