Do I still have health insurance?

Question

Is there a period that you still have insurance after you quit the job that was sponsering it. I was paying about three thousnd a year.

Answer 1

Sometimes. In your case - we have no way of knowing, it's however the employer set it up. Sometimes it's until the day after your last day at work, and sometimes it's until the last day of the month in which you worked.

And then most of the time, they have to offer you the opportunity to continue coverage, at your cost - that's called COBRA.

Answer 2

Not likely, if you mean "a period" of any substantial length.

There are generally 2 possibilities: Your insurance terminated the last day of your employment. Or, your insurance terminated the last day of the month that you stopped working. (All depends on the policy your employer set up w/the insurer.)

*If* your employer was COBRA eligible, then you'll receive COBRA paperwork offering you the option to continue your coverage at your own expense. (But keep in mind, that some employers are exempt from COBRA provisions.)

Answer 3

Here is a website with some good information on COBRA and how it works. The short of it is that you have 60- days after you lose benefits to decide if you want to continue the plan you were on for 18 more months, but the difference is that you agree to pay the whole premium.

http://www.myinsurancequotes.net/cobra-faqs.html

Jared Balis
http://www.myinsurancequotes.net
http://www.utahinsurance.org

Answer 4

You can have the same insurance if you have COBRA. It will last for 18 months if you pay the premiums each month until you get new insurance through a new employer. Check with your former HR rep or your personnel manager at your former company. Good Luck.

Answer 5

It can vary, and even if the insurer or company makes a statement, you should see if you have and thing in writing.
If the program was offered through the company, usually it is the end of the month.
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Answer 6

go call your heath & insurces people & ask them