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I am looking to consolidate all my bills and be able to bring my three grandcholdren here for X- Mas. My credit is considered poor score575. I have tried CITI, Capital One and they won't lend me any money. All my bills are current and have been for a long time. I spent 6 months unemployed and it killed my credit even though I was only a user on the accounts .

2007-11-26 08:07:56 · 4 answers · asked by Gene R 1 in Business & Finance Credit

4 answers

Once you've repaired your credit by making your payments on time, not using all your credit, and reestablishing good credit management you will be able to get a loan from almost any company. In the mean time I would go to your local bank and ask if they offer any type of loan to individuals who are trying to re-establish good credit.

2007-11-26 09:01:55 · answer #1 · answered by cassie 1 · 0 0

1

2016-09-28 13:36:02 · answer #2 · answered by Danna 3 · 0 0

Watch out for those companies who promise all kinds of cures for bad credit. Bill consolidation may not come cheap. So perhaps the parents of the grand children should help the mother( mother-in-law ?) 's wish for Christmas.

2007-11-26 08:21:55 · answer #3 · answered by googie 7 · 0 0

check out www.callusfirstfinance.com to see what the providers are after they are some non bank lenders on the panel good luck

2007-11-26 09:24:19 · answer #4 · answered by Anonymous · 0 0

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