is there any insurance policy for people above 45 yrs?

Answer 1

Yes, term insurance and permanent life insurance can be bought after age 45. As long as you don't see you as too much of a risk.

Answer 2

I had a term life for the last 25 years
$150k policy that had grown to $110/mo premium

now have diabetes - so NO new policy available to me unle$$

so when I changed jobs - new employer had open enrollment
(no exceptions) and offered up to 5x salary @ $.39 /unit
with a unit being $1,000

employer also provided $10k free as a benefit

so I got $130k for $45/month

the other insurance was dropped like a hot potato

soooooooooo you may have to change jobs - to get into the
insurance deal -

all the best

Answer 3

Lot, but the premium will be high as the age going up, buy endowment policy better..