i used my roomamates credit card, signed his name, but i had no intent to defr4aud him as i payed the bill in the whole amount. the roomamate still wants to press charges.
2007-11-25 03:19:35 · 18 answers · asked by kasperjones85 1 in Business & Finance ➔ Credit
It's credit card fraud, and your friend has every right to press charges against you. Why did you use his credit card in the first place? Your friend probably feels very violated by your actions, and you should be ashamed of yourself. Good luck in court.
2007-11-25 03:23:32 · answer #1 · answered by whotoblame 6 · 1⤊ 0⤋
Would you want to press charges if the situation were reversed? Yes, it is forgery and he could press charges if he wanted to. It probably wouldn't go far in court because there are other serious crimes going on out there and you did pay the bill, but you just ruined your friendship and living situation! Was it worth it?
2007-11-25 11:26:54 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Did you use it without his permission? If you did, you committed several crimes. You stole the card, you committed fraud by pretending to be someone you are not, and you committed forgery by signing someone else's name. You stole someone's credit and in effect, stole their identity, although temporarily. It doesn't matter that you paid the bill. All you did, in effect, is pay restitution for the money you stole (used without permission), something a court would have ordered you to do anyway.
I'd press charges, too.
2007-11-25 11:25:18 · answer #3 · answered by curtisports2 7 · 0⤊ 0⤋
It is "forgery" (for the fake signature), and also a seperate potential charge of "fraud" (for passing yourself off as someone else). Even though you "paid the whole amount", you can also be charged with petty theft (or with larceny, depending on the amount). If you steal a car, putting back doesn't make you innocent of having taken it in the first place!
2007-11-25 11:25:36 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yep, you're screwed. Interesting, though, that your roommate wants to press charges even though you paid the bill. Sounds like this might not be the first time you've stepped on their toes. I suspect the police will probably try to talk them out of pressing charges, since they have been paid in full -- it's a PITA for them to deal with.
2007-11-25 17:20:14 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Yes it is still forgery and it is also a felony. I think your roommate should press charges even if you paid the bill you used his credit for your gain.
2007-11-25 11:24:00 · answer #6 · answered by Anonymous · 1⤊ 0⤋
even if the owner of ther card is your mother she can file against you 10 years down the road and put your *** in jail.. even if you pay the bill
how you pay will result in a different score for the person whos name is on the card for their credit.. just having the credit card open will give the otherperson a different score...
for your safety don't use it... why would you need a credit card in someone elses name.. take 10 min to fill out an app. for a "sub-prime or high risk" card for people with shady credit and get your answer in 30 sec online.. then it is all yours!!
2007-11-25 11:36:30 · answer #7 · answered by ra ra yeah!! 1 · 0⤊ 1⤋
Regardless of your intentions, you've committed a crime. Your roommate has the right to press charges.
2007-11-25 11:24:57 · answer #8 · answered by Nick 5 · 0⤊ 0⤋
Hahah ahhah ahaahhahah !!
Wow! I wouldn't press charges I"d kick your ***.
Pretty funny and one of the dumbest I've heard.
2007-11-25 11:42:40 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Yes, it's fraud, theft, using it or any body's property without their knowledge or consent. I hope whatever you brought was truly worth it, cause I imagine for the rest of your life you won't forget that item. Best of luck.
2007-11-25 11:24:57 · answer #10 · answered by Clipper 6 · 0⤊ 0⤋