is it a legal requirement too carry your insurance certificate in your car whilst driving?

Answer 1

Focus has it right.
Years ago, when police cars were usually a Wolsley with a bell on the front, you were advised not to carry insurance documents and registeration details in the vehicle in case the car was stolen and the thief could use them to his advantage.
Nowadays, they have all your details on computer and you get a producer.

Answer 2

Hi ben
The simply answer is no.
If you are asked to supply a valid certifcate of insurance then you will be given a HORT1 also known as a producer, (Home Office Road Traffic form 1), you will have 7 days to produce an orignal certificate at the police station you want. they will complete a HORT2, then if its all in order, thats the end of the matter. You dont not have to produce it yourself in person, a friend or parent may do so, but you must produce your driving licence in person if request to do so. It is recommended to carry your DL, but its not law.
Most of this isnt needed as PNC (Police National Computer) now holds the insurance and MOT database, but not the DL, this has to be confirmed with DVLA.
Hope this helps.. need anymore drop me a mail.

Answer 3

As others have said no not in the UK. However, you must be able to present details of a valid certificate to another party in the event of an accident or if requested to attend a police station. Note that now the police have a computer link to the insurance companies/DVLA database and can check if your car is insured from its registartion number - most Police traffic cars have this facility .

Answer 4

The answer is definitely NO. If the Police asks you, then you have some four or five days to show them at the nearest Police Station, but with the present arrangement with the insurers they know whether your car is insured or not. If they find from the data that you are not insured they will be keeping an eye on you.

Answer 5

In theory yes - in practice you get an HORT1 form (The producer). These days the police can get confirmation that you are insured from the MID - the database cannot prove you are not insured as there is a gap between going on cover and the policy being added to the database (which I can assure you is NOT sent by CD between Government departments!)

Answer 6

Yes it is! in the United States or at least in michigan, if you are caught with out insurance or can't show proof of it, it is a $200.00 fine payable for the next two years. I know because I had a minor traffic violation,( my tail light was out and I got pulled over, they asked for proof of insurance and I didn't have insurance at the time. so I had to pay two hundred dollars for two years ( once for each year) a total of four houndred in all. its a new law in michigan. I'm not sure about the other states. by the way it seems you are getting two different answers some from united states and others from the U.K? may be you can edit your question and tell us which country you are concerned about because its different in the U.S.A than in the U.K.

Answer 7

Not legal requirement in practical sense. Police SHOULD be able to tell all details of registration, MOT and insurance with hanging back and checking your details intransit WITHOUT stopping you.

If you are stopped likely they can't find or don't have details, or need to stop you for other reasons. In any case you will likely get a 7 day producer (fill in and get it back in the time constraints) or they will try and get you for everything they can. Remember they got targets to reach too..

Answer 8

By law you must have driving license and counterpart, MOT cert if applicable and Ins Cert with you when driving.

However Police recognise that this is not practicable and have introduced a system called the "producer." This means if you are stopped or get in an accident and don't have your docs you can produce them at the local nick within 7 days.

These days hardly ever used as Police can check at the roadside via a computer if you are insured and licensed.

Answer 9

No, and neither is it advisable, in case of theft. You will be allowed 5 days to produce it, at a police station of your choice, should the police become involved. Insurance companies provide you with a card with emergency numbers and advice on how to proceed if involved in an accident; it should be learned and followed to the letter. Most people have camera phones nowadays and I marvel that they don't use them in the event of an accident, you can record vehicle positions, road signage, in fact anything that you may rely on in dispute. The memory of someone whose had an accident/shock ( You, that is.) could be vague, so take pictures. Happy motoring, see you in the car park ( The M25).

Answer 10

Not in the U.K. My boyfriend got pulled over for a routine check and they asked him some questions. They done a check over the radio for insurance. They came back with the details, who was insured and the names insured etc.
So you dont need your documents but do keep them in a safe place