2007-11-23 16:17:09 · 6 answers · asked by handcart 1 in Cars & Transportation ➔ Buying & Selling
sorry car is mine got hit at stop light by tow truck ,driver charge care less driving
2007-11-23 17:11:10 · update #1
Look at car, think would be good, not if you can find, then demand. finances....sure new car better than old. payoff then offer request.
a>
OK more info, thanks. I assume the tow truck company will refer you to their insurance company. They will make the determination if the car is totaled or not. While there are guidelines a lot of cases are not clear cut.
If they total the car, that can cause problems, like someone mentioned, they will pay you the retail value of the car, not the amount you have financed. I had a maxima totaled. The appriasals were off and had logic flaws, each one which of course was in the insurance companies favor.
Also no insurance company pays for the hidden depreciation, ie when you go to sell your car it has less value due being in a major accident.
You should not sign anything, and at least speak to an attorney. Remember the insurance company does this every day.
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2007-11-23 17:00:31 · answer #1 · answered by Gatsby216 7 · 0⤊ 0⤋
Good luck in the demand. The car can be repaired. Just be sure that there are no fram problems. Even a unibody can have a tweek in it. And have your insurance co. fight for ya if needed.
2007-11-23 20:29:18 · answer #2 · answered by Big Deal Maker 7 · 0⤊ 0⤋
its up to you ,but i wouldn't want a car that had been hit that hard to be repaired,they always seem to give a lot of problems,and never do drive right,and another thing ,the value of the car in this case will be real close to the amount of damage it has done to it,if not it will be really close,i wouldn't doubt that it doesn't have uni-frame damage also,id have them check this really good before they fixed it back,some cars aren't worth repairing,good luck with it.
2007-11-23 16:41:37 · answer #3 · answered by dodge man 7 · 0⤊ 0⤋
What exactly is your question? Is this a car you're buying at the moment or one you already have? Is it coming from a dealer or a private sale? Think a bit about your question before you type unintelligible rubbish.
2007-11-23 16:25:39 · answer #4 · answered by The Kelda 4 · 0⤊ 0⤋
YOU WILL HAVE TO WAIT AND SEE JUST WHAT THE INSURANCE COMPANY IS GOING TO APPRAISE THE DAMAGE AT AND THEN THEY WILL DECIDE IF THE VEHICLE WILL BE REPAIRED OR TOTALED.
IF IT IS TOTALED OUT YOU WILL ONLY GET (ACV) ACTUAL CASH VALUE AND IF YOU DO NOT HAVE (GAP) INSURANCE YOU WILL LOOSE A LOT.
2007-11-24 01:26:05 · answer #5 · answered by Anonymous · 0⤊ 0⤋
what??
2007-11-23 16:24:00 · answer #6 · answered by shavkt 1 · 0⤊ 0⤋