We have a friend who just got in an accident, uninsured unlisenced, but it wasnt his fault. Hes wondering if he will get in trouble if he calls in the claim and if he will have to show proof of license or insurance.
2007-11-19 12:40:17 · 7 answers · asked by Cass 2 in Cars & Transportation ➔ Insurance & Registration
Yes. Both drivers must be insured. If one is not, then the blame for the accident is his, no matter how it happened (since he shouldn't have been on the road in the first place.) So unfortunately, the accident is his fault - at least, in the eyes of the law and the insurance companies. He'd better take his losses and learn the lesson - it could be much worse next time.
Good luck!
2007-11-19 13:06:12 · answer #1 · answered by Me 6 · 0⤊ 0⤋
You only have to show proof of insurance to the police. If it REALLY wasn't his fault, it won't affect the claim status at all. But a lot of times, people are confused about the "standards of fault" and who's at fault when.
But, if it was his fault, that other guy's insurance company is going to come chasing after him anyway, so he has nothing to lose by calling the insurance company. Just tell him to keep in mind, they don't HAVE to take a claim report from him, because he's not their client. They have NO duty of good faith towards the third party.
2007-11-19 14:08:40 · answer #2 · answered by Anonymous 7 · 0⤊ 0⤋
He will not get in trouble with the insurance company - but I'm surprised the police department did not ticket him at the scene for no license - no insurance.
Also - since he does not have a driver's license - the at fault driver's insurance company, will not pay for him to have a rental car while his is in the shop because it is against the law for him to be driving!
Do I need to remind you that you should have a very stern talk with your friend? By driving without a license and with out insurance - he broke the law and put the public at risk. His actions are irresponsible and he deserves a hard kick in the @SS!
2007-11-19 13:21:39 · answer #3 · answered by Boots 7 · 0⤊ 0⤋
In most states, you are required, by law, to carry proof of insurance at all times you are driving. My guess is he didn't have any insurance at all. NEVER admit to fault. Let the police decide. Notify your insurance company, but without a police report, I wouldn't be surprised if you didn't hear anything. Your insurance carrier will want to see a police report from the other driver to be sure it isn't a fraudulent claim. Did you have collision insurance - so it may pay for damage to your car?
2016-05-24 06:28:02 · answer #4 · answered by ? 3 · 0⤊ 0⤋
In a state where insurance is mandatory, YES! all involved in an accident have to show proof of insurance.
2007-11-19 12:51:33 · answer #5 · answered by John D 2 · 0⤊ 0⤋
Yes, he will. Both are violations.
2007-11-19 12:45:08 · answer #6 · answered by mustanger 7 · 0⤊ 0⤋
yes both do usually.
2007-11-19 12:43:42 · answer #7 · answered by Anonymous · 0⤊ 0⤋