car accident?

Question

today i had a car accident..i was goin straight on a green light when another car hit me tryin to make a left...she admitted fault,she had insurance but i dont...would her insurance cover me,by the way my car was totaled...the tow truck said tht i might never see my car again because it was tht bad...can u guys tell me all the nesscary details of wat to do next...a cop also gave me a fix it ticket for no insurance.

Answer 1

You can still make a claim against the other driver's insurance for the damage to your car. However, you will have to pay for the no insurance ticket.

Not having insurance does not affect fault - if I took out a magic wand and presto change-o made you have insurance - does the wreck still happen? yes. Therefore, not having insurance is not the cause of the accident.

However, if you need a rental car - most likely the at fault driver's insurance company will only pay the daily rate + tax. They will not pay for a collision damage waiver or any type of insurance for the rental vehicle.

Also - by choosing to operate a 2000lb motor vehicle on the roadway with out insurance - you put the entire public at risk. You got lucky. Had you been at fault for this accident, you would have been personally responsible for the damages and injuries you caused. Go get insurance and don't ever operate a car with out a valid policy again!

Answer 2

Before dealing with the insurance issue, you need to enlist the help of an experienced accident lawyer. Her insurance company will try to only pay the minimum amount they need to. If you accept this offer without consulting an attorney, it's a done deal. However, by enlisting the services of a personal injury lawyer, you can uphold your rights and fight for the compensation you actually deserve - not what the insurance company thinks you are owed.

Answer 3

In Louisiana, you cannot collect damages from an at fault party unless you prove that you had insurance at the time of the accident. What a concept... It has nothing to do with the fact that driving uninsured did not "cause the accident". Why should an irresponsible person benefit from the coverage that they themselves weren't considerate enough to provide the rest of the driving public? It's not this way in every state, but it should be.

Answer 4

Her insurance doesn't cover you, it covers HER. It protects HER, with property damage liability, if she damages your property.

Splitting hairs, I know. But her policy, if she's covered, should pay repairs up to the actual cash value of your car. They should send an adjuster out to look at it, and they'll tell you if it's totalled.

Answer 5

If I'm information this correct it sounds such as you had been pulling out of a car park to show left onto a freeway. The freeway is four lanes on all sides. The two lanes of site visitors closest to you, heading the reverse approach of the way in which you had been turning stopped to allow you to pull out in entrance of them to show. The girl that hit you was once traveling within the third lane over (out of the four lanes that you simply had been crossing in entrance of to show)? If that is the case than you're at fault. The girl that hit you had the correct of approach. Even even though the two lanes of site visitors had been waving you on, you continue to didn't have the correct of approach. It does not topic that her brakes had been going out. I have labored as an coverage agent for the beyond nine.five years & I have noticeable a couple of injuries similar to this one. In they all, the character that was once pulling out in entrance of site visitors to show left was once deemed at fault. Hope this is helping.

Answer 6

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