2007-11-19 09:23:42 · 9 answers · asked by foxtrot 3 in Cars & Transportation ➔ Insurance & Registration
It depends. What does his policy say about other people driving his car? If coverage is afforded the insurance company will pay for any loss related damages.
If the cost of repairs exceeds the value of the vehicle, it will be considered a total loss and the insurance company will settle for the actual cash value of the vehicle.
2007-11-19 09:28:29 · answer #1 · answered by ♥ Uwish ♥ 6 · 1⤊ 0⤋
It's highly unlikely the insurance company will pay for ALL the damages. The damage to the other vehicle should be covered, but based on the question I'm guessing SM under 25. Chances are it will say in his policy OTC & Collision will not be cover if anybody but the named insured(s) are driving.
2007-11-19 09:41:28 · answer #2 · answered by Katie M 2 · 0⤊ 0⤋
My policy covers the car. Anyone who drives the car. But it also states if anyone wrecks the car...I pay higher premiums. So, the only ones who drive the car are my spouse and I. We are both safe drivers and pay the insurance bill. I trust NO ONE with the keys to our cars.
2007-11-19 09:33:37 · answer #3 · answered by Soniafrompa 6 · 0⤊ 0⤋
Not likely. They're insuring the driver, not the car. You could be held for any damages caused. You could even be arrested.
2007-11-19 09:32:41 · answer #4 · answered by Vinegar Taster 7 · 1⤊ 0⤋
that depends on some factors like his policy. he may well have a policy that does not cover anyone else driving his car . he may have one that covers everyone who may drive it .
your own insurance may cover you .
the laws regarding auto insurance in your prov. or state also can be a big factor in this matter
2007-11-19 09:29:25 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Maybe and maybe not. If your not listed on his policy as a covered driver then they are only obligated to cover what HE is liable for. That doesn't let you off the hook. If his insurance coverage is insufficient then the plaintiffs can come after you as well as him.
2007-11-19 09:31:25 · answer #6 · answered by mustanger 7 · 1⤊ 0⤋
depends on his policy when it comes to others driving his car and what kind of accident you go into. if you want to be a good friend you should put it on yours since it was your fault.
2007-11-19 09:32:56 · answer #7 · answered by Anonymous · 1⤊ 0⤋
I would not hazard a guess on this one.
After all if he claims that you drove it with out his/her permission-
OUCH
Felony car theft, doesn't sound very good does it.
2007-11-19 11:01:26 · answer #8 · answered by yosemitezuzan 2 · 0⤊ 0⤋
Nope, yours should and then your rates go up.
2007-11-19 09:28:40 · answer #9 · answered by Nobody_Here 4 · 1⤊ 0⤋