I have a charged off account
Current Status: CHARGE-OFF
Account Owner: Individual Account
High Credit: $0
Type of Account : Open
Credit Limit: $0
Term Duration:
Terms Frequency:
Date Opened: 02/2006
Balance: $0
Date Reported: 04/2007
Amount Past Due: $0
Date of Last Payment: 08/2006
Actual Payment Amount: $0
Scheduled Payment Amount: $0
Date of Last Activity: 02/2006
Date Major Delinquency First Reported: 08/2006
Months Reviewed: 1
Creditor Classification:
Activity Description: n/a
Charge Off Amount: $0
Deferred Payment Start Date:
Balloon Payment Amount: $0
Balloon Payment Date:
Date Closed:
Type of Loan: Utility Company
Comments: Charged off account
Does all of that look correct or should I Dispute something
about it
Was wondering most about it being reported in April of 2007 when it was paid about a month after it was reported delinquent
2007-11-18 12:42:52 · 5 answers · asked by Charged off 1 in Business & Finance ➔ Credit
February 2006 - July 2006 is Payed as agreed
August and Sept 2006 is Charge Off
October 2006 -March 2007 Payed as agreed
2007-11-18 12:49:07 · update #1
sure, i would dispute. they have 30 days to reply to your dispute. if they don't respond then it will be taken off. good luck
2007-11-18 14:12:00 · answer #1 · answered by sunshine 3 · 0⤊ 0⤋
A dispute is worth a try. There are several reasons for a dispute and it would take to long to post them here, but I have done this myself! Go to my website and read it all. I had to go through credit repair after a bankruptcy and a case of ID theft!
I contested and challenged several items in my credit reports and got most of them removed and I explain how to go about this in my website! Read the "rebuilding credit" section for an explanation of reasons to have items removed from your credit report!
2007-11-18 12:56:05 · answer #2 · answered by Anonymous · 0⤊ 0⤋
i have something simular on my report. I think it doesnt really affect u as long as its not like 30, 60, or 90 day delinquent...its a automated account that is generated and add on there.
2007-11-18 12:46:38 · answer #3 · answered by Bugz 3 · 0⤊ 0⤋
it will be removed after 7 years.
2007-11-18 16:50:23 · answer #4 · answered by !!! 7 · 0⤊ 0⤋
Why are you asking us if its correct? You would be the best one to know.
2007-11-18 12:57:43 · answer #5 · answered by npk 7 · 0⤊ 0⤋