i'm about to apply to graduate school...like everyone i have the choice to either stay in-state or out-of-state. the thing is i think it would be better for me to stay in state and also near my home for financial reasons [because come on tuition is not the only thing i'll be paying and for graduate programs you will have to take loans]. but people keep telling me to go out-of-state and just get a bigger loan and just pay it later...that sounds good but for some reason it seems irresponsible to me..i dont know maybe i'm over-thinking about this...what would YOU do if you were in my shoes???
2007-11-17 06:36:44 · 6 answers · asked by Anonymous in Education & Reference ➔ Financial Aid
Don't listen to people who tell you to go out of state, take out loans and pay it back later. THEY aren't the ones who are faced with having to pay it back, YOU are!
If there are good, highly/decently ranked schools in your state, I say aim for those schools. I am in the same boat as you. I am applying to law school and am applying to some instate schools even though I hate the general area, because they are dirt cheap and have good reputations.
Sacrafice now, have little to no debt and you will be able to enjoy life a lot sooner than people who go out of state and have huge loans.
2007-11-17 06:52:46 · answer #1 · answered by SMS 5 · 3⤊ 0⤋
I would go with the college or university that gives you the best financial aid package with as little student loans as possible. You will qualify as an independent student on the graduate school level. One way of minimalizing the student loans is to become a research or graduate assistant with the college or university since some offer tuition help and even a monthly income. One last option is to apply for outside scholarships. I will include some resources below to help you find money for college. Good luck!
2007-11-17 22:01:52 · answer #2 · answered by dawncs 7 · 0⤊ 0⤋
'the thing is i think it would be better for me to stay in state and also near my home for financial reasons'
You already know what you should do, you are just looking for validation because the people in your life are telling you otherwise. Don't listen to anyone else, if it's better for you stay in state, don't forget it will be you and not those people telling you to go out of state that will end up with that massive debt from that bigger loan. Do what is best for you, not for others.
2007-11-17 14:49:46 · answer #3 · answered by Anonymous · 3⤊ 0⤋
I would stay in state. If you borrow, that will tie up your money for the next ten years.... and probably effect your ability to afford a nice house when your ready. My friend went out of state and borrowed 40K. She made the mistake of thinking she'd be switched to in-state tuition after being here a year. That assumption cost her a fortune. And now she's defaulted on the loans.
no home for her.
2007-11-17 20:36:49 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Suger we live in a knowldge driven economey, it is not about where you go to school but what you learn. I am out of school with my BA since 03 and trust me, the last thing you want straight out of school is a big student loan. The smaller the loan the sooner you can pay the stupid thing off and start enjoying all the money you will be making. Stay close to home and save your money.
2007-11-17 14:57:39 · answer #5 · answered by Anonymous · 3⤊ 0⤋
Go in-state, I have a 29 year -old daughter who is still now paying for her student loan. It is terrible . Don't get yourself involved in biting off more than you can chew. And most of all, be in prayer and listen to what God wants you to do , only then will it be the right thing for you, because He is the only one who knows , what is best for you.
2007-11-17 22:54:27 · answer #6 · answered by Anonymous · 0⤊ 0⤋