im a named driver on my partners policy but am i insured to drive some1elses car with their permission?

Answer 1

As a named driver only, you do not have insurance to drive another person's vehicle, other than the one you are the named driver for. However if the other person has a policy which allows any other person to drive the vehicle, then if you have their permission you will be insured to drive, third party only.

Answer 2

Being a named driver on your partner's policy means that you are insured when you drive your partner's car. You can not rent a car and have your partner's policy cover the rental car. However, since your partner is the named insured - if your partner rents a car then the policy will protect him when driving a rental car.

In most cases - insurance follows the car -not the driver. So if the owner of the car you are using gives you permission to use the car - generally, the insurance policy on the car will provide coverage. However, most policies have language in them that say the coverage will not apply if the car you are borrowing is provided for your regular use. But if it's just an every now and then you borrow the car - you should be OK.


**Not to be taken as legal advice - I have not read your policy and it could have wording in it that changes the answer. This answer is based on my experience only. ***

Answer 3

There are a number of responses to your question whereby most people seem to be under the impression that the "Driving other Cars" extension only relates to Comprehensive policies; this is not the case. An Insurer may provide this extension of cover to the policyholder only and not an additional or other driver in the case of an "Any driver/named driver" policy. There are a growing number of Insurers in the UK who have removed the "Driving Other Cars" extension in order to reduce the number of vehicles being driven without annual insurance cover in the UK.

If you require temporary insurance cover to drive a friend's car or van try www.insuredaily.co.uk. Suggest to your age etc, you can buy insurance cover on-line immediately.

Answer 4

No you would have to be a named driver on the other cars insurance. If it was an insurance policy in your name and fully comp. subject to the terms of the policy you could do drive another car but as a third party risk only

Answer 5

No:No;No:No

This benefit is only provided to the policyholder, no matter what cover is on the policy.

(For completeness - sometimes a company car insurance policy will be endorsed to allow a specific driver e.g. a director to drive other cars - but this does not apply in your case.)

Answer 6

In a word, NO.
This benefit applies to the policy holder ie your partner only.
The other car would have to be insured on an ANY DRIVER basis and cover might be 3rd party only

Answer 7

To enable you to drive someone else's car with third party cover I believe you would have to be the policy holder of another vehicle. However, if the owner of this other car has comprensice insurance cover enabling anyone to the drive his car then you would be covered under his insurance.

Answer 8

To avoid confusion, I'm assuming you're in the UK. In that case, it is only the policy-holder (your partner) who is suitably insured, assuming he/she has a fully comprehensive policy and that it definitely states this to be the case. It may also state "in an emergency" only. Furthermore, the other car has to insured already.

In short, no.

Answer 9

No.....you have to have your own fully comprehensive insurance in your own name. Your partner is the main policy holder therefore you are only a named driver on his policy for his car.

Answer 10

interior the U.ok., this is the motive force who could desire to hold criminal accountability coverage for his use of the motor vehicle. in case you have a coverage on your guy or woman call on your guy or woman motor vehicle, then this is going to commonly have a clause which covers you to tension a vehicle belonging to anybody else, with the owner's permission of course, even with whether there's a coverage in result naming that vehicle in particular. interior the placement defined nevertheless, the place the motive force does not have a coverage in his very own call, the legality could count on whether he's roofed decrease than the motor vehicle proprietor's coverage. If the owner has coverage which the two names the motive force in particular or is for "any motive force," then this is criminal, in any different case the guy could be driving uninsured. Will the police capture on? in case you're stopped and asked to produce your documents, then definite, because they are going to be working no longer in basic terms the motor vehicle yet in addition the motive force.