if send payment money gram can refuse payment on car already in repossession don't have it yet?

Answer 1

It would depend on the reason it was repo-ed. Usually a car is repo-ed after 90 days delinquent. Also, a car, depending on the creditor, can and usually will repo a car that is not fully insured. You need to have your insurance company send a declaration.

Answer 2

Once it goes to repossession (actually, once your payment is overdue) they don't have to accept a payment, but probably will if you are paying all that you owe - after all, they want your money, not your car.