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5 answers

Yes, it's 5-years so you are well past it.

As far as the reporting, it's 7-years from the date of first deliquency which works out to 7-years and 180-days and it's illegal to re-age debt.

2007-11-12 07:33:11 · answer #1 · answered by ? 7 · 1 0

Google 35 dispute letters and pick one to send the company, use a sease and desist letter to stop the letter flow because again there is a statute of limitations of 7 years.

2007-11-12 16:25:10 · answer #2 · answered by Nate R 2 · 0 2

You are probably well past the time you can be sued. The debt can remain on your credit report for 10 years.

2007-11-12 15:31:55 · answer #3 · answered by Anonymous · 0 3

in the united states, how it works is your debt lasts for 7 years and at the end of the 7 years, teh debt then is charged off but a lot of creditors get slick and on your 6th year and 11th month, they transfer your debt to a collection agency and then your 7 years start all over again. so yes its 7 years but it could be a lot longer

2007-11-12 15:38:37 · answer #4 · answered by GG 7 · 0 4

normally there is a statute of limitations.

2007-11-12 23:14:21 · answer #5 · answered by !!! 7 · 0 0

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