Yes, it's 5-years so you are well past it.
As far as the reporting, it's 7-years from the date of first deliquency which works out to 7-years and 180-days and it's illegal to re-age debt.
2007-11-12 07:33:11
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answer #1
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answered by ? 7
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Google 35 dispute letters and pick one to send the company, use a sease and desist letter to stop the letter flow because again there is a statute of limitations of 7 years.
2007-11-12 16:25:10
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answer #2
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answered by Nate R 2
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You are probably well past the time you can be sued. The debt can remain on your credit report for 10 years.
2007-11-12 15:31:55
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answer #3
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answered by Anonymous
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in the united states, how it works is your debt lasts for 7 years and at the end of the 7 years, teh debt then is charged off but a lot of creditors get slick and on your 6th year and 11th month, they transfer your debt to a collection agency and then your 7 years start all over again. so yes its 7 years but it could be a lot longer
2007-11-12 15:38:37
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answer #4
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answered by GG 7
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normally there is a statute of limitations.
2007-11-12 23:14:21
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answer #5
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answered by !!! 7
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