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I just found out that I was pregnant about two weeks ago and I currently do not have benefits. I started my own company a couple months ago and was going to get my own health care. However, I was just recently offered a great position at a company with great benefits, but I don't know if their benefits would even cover my pregnancy because I thought it is considered a pre-existing condition? Since I was pregnant before I got these health benefits. Does anyone know more information on this??
Thank You!

2007-11-12 06:04:56 · 13 answers · asked by coastalgina01 1 in Pregnancy & Parenting Other - Pregnancy & Parenting

13 answers

Do you live in America? During the Clinton administration he made it illegal to consider pregnancy a pre-existing condition. It might be the only good thing he did. *wink*

2007-11-12 06:09:06 · answer #1 · answered by wait and see 5 · 2 0

Even if you don't get benefits, what difference does it really make? You've obviously been screwed or you wouldn't be knocked up. Being screwed again at this point is meaningless. If I were you I'd be more concerned with how you are going to teach your kid to speak spanish so it'll be able to understand it's boss when it becomes an adult. BTW, if you can't afford to have a child without the aid of health benefits, you're in for a big surprise down the road. It doesn't get any cheaper!

2007-11-12 06:11:26 · answer #2 · answered by Anonymous · 0 1

Pregnancy is not a pre-existing condition. My insurance didn't start until after I was pregnant but they still covered it because they aren't allowed to say pregnancy is pre existing.

2007-11-12 06:07:55 · answer #3 · answered by Rachel 4 · 1 0

Usually they'll cover pregnancy. If you have a long-term condition such as epilepsy or something that was pre-diagnosed, then they usually don't. I suggest you find out what kind of insurance they have and go to that providers website, they generally have a FAQ section as well as what the do and do not cover.

2007-11-12 06:50:12 · answer #4 · answered by Dani 5 · 0 0

I'm not sure that's considered a pre-existing "condition". Seems to me that a "condition" means something wrong with you, while pregnancy is something "right" with you. Ask your employer.

2007-11-12 06:09:30 · answer #5 · answered by sophieb 7 · 0 0

I believe most insurance companies offered through employment do not have restrictions regarding pre-existing.... make sure your new employer knows and ask them about the insurance.

2007-11-12 06:08:13 · answer #6 · answered by micky 3 · 0 0

You need to contact the insurance company and ask how long do you have to be a member before you can receive pregnancy coverage. It varies depending on coverage plan

2007-11-12 06:08:04 · answer #7 · answered by Anonymous · 1 0

You'd have to contact that health insurance company to find out if they'd cover your pregnancy.

2007-11-12 06:08:14 · answer #8 · answered by xK 7 · 0 0

Pregnancy is isn't one of those things excluded by pre-existing conditions. You will be fine. Any questions ask your new provider.

2007-11-12 06:07:37 · answer #9 · answered by Str8 Answers, Hurt Feelings 3 · 0 0

Don't tell anyone that you are pregnant. And after a few wks. be like, "Guess what! I'm pregnant!" It will cover it. Now if you are like 3 or more months preg. forget it!

2007-11-12 06:09:05 · answer #10 · answered by Tabatha 4 · 1 0

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