"The Village Hall"?

Question

Out of 100 ladies attending the town fair,
85 had a white handbag;
75 had black shoes;
60 carried an umbrella;
90 wore a ring.
How many ladies must have had all four items?

Answer 1

At least 60? Again, too much thinking involved.

Answer 2

Atleast 10 all had the same item

Answer 3

=\ idk