car insurance?

Question

why doesnt some insurance company give 17 year old drivers a chance, my son was quoted £4000.750 he works on a farm and works bloody hard,but the pays not great, i can understand these young drivers without any insurance, they make it impossible for them to get it, we know its wrong , and iam not condoning it ,just give them a chance it doesaint mean there all mad drivers .

Answer 1

Have you considered buying him a tractor or a quad?

Answer 2

I understand both sides. $4,000.00 is a heck of a quote. Then again, a new driver, especially in a relatively new, expensive vehicle as it sounds like this may be, is a heck of a liability. Has he been in any accidents or gotten any tickets or anything? If that's what's making it so high then there's not a whole lot you can do except learn the lesson like the rest of us had to and drive a car you don't have to put full coverage on for a few years until some of that goes away. If that's not the case, then driving a car you only have to put liability on may still be a consideration. What company was this anyway? I swear this sounds like a GEICO quote. They talk about how much you save and then I call them and it's like twice what I'm paying. I guess it works for some people, but not me. I have always had good luck getting reasonable (well, closer anyway) quotes from Nationwide and Progressive. They seem to have good programs for new drivers or drivers with un-perfect records.

Answer 3

£4000? You sure you haven't accidentally dropped another zero in there? If that figure's correct, your son must be trying to insure a rather expensive or high-performance car.

The statistics by which insurance companies have to go show that 17 year old males have the worst record of all with regard to claims, and until he has built up a track record showing that he isn't an excessive cause of claims his premiums are going to be high, I'm afraid. He should try to run a small, low performance car to start with, so he can begin to build up that record.

Answer 4

That sounds very excessive what car you trying to insure?. It is best to look at a lower powered car like a 1.1 etc to keep the insurance group as low as possible.

Try confused.com for an insurance quote.

Good luck! : )

Answer 5

I might suggest you to try this site where onel can compare quotes from the best companies: http://insurecheap.us/index.html?src=2YAmar8p5gEy

RE :Car insurance?
why doesnt some insurance company give 17 year old drivers a chance, my son was quoted £4000.750 he works on a farm and works bloody hard,but the pays not great, i can understand these young drivers without any insurance, they make it impossible for them to get it, we know its wrong , and iam not condoning it ,just give them a chance it doesaint mean there all mad drivers .
Follow 18 answers

Answer 6

A 17 year old male is an accident looking for somewhere to happen. get an old car in reasonable condition going cheap and insure for third party fire and theft with a fairly large excess. I don't understand the figures quoted

Answer 7

Face it, its tough.
Im paying for my insurance myself full well knowing that I do not make enough money for it. Either get a second job or call the government and file a complaint which will not be even considered to be looked at for another ten years by then your kids insurance will be less than 1k a year with a good company that is.

Answer 8

Try Asda car insurance, they can put him on your policy whilst at the same time he can earn no claims points - just the same as if its his own policy! I know a few people who have built up their no claims in this way which ends up with cheaper insurance when he wants go go it alone.
I think co-op and norwich union also offer this option.

Answer 9

At this site you can compare free quotes http://HELP.QUOTESDEAL.NET/-jsfcwXS801

RE Car insurance?

why doesnt some insurance company give 17 year old drivers a chance, my son was quoted £4000.750 he works on a farm and works bloody hard,but the pays not great, i can understand ...show more

Answer 10

Unfortunately, 17 year old males are statistically bad drivers with both tickets and accidents, so the rates for all 17 year olds are high. He can't point to him being a good driver because he has no record to go by. Cheapest will be to be added to a parent's policy as a secondary driver.

Answer 11

That sounds very high. When I was 17 5 years ago, my quote was half that near London. Does depend heavily on engine size, that price seems typical for a car with a 1.6 engine.