i just had an accidently on Sunday, i went to the auto repair to estimate the cost, it i think was minor (650$ for repair). The guy that hit me said that he is willing to pay by Friday... do i have that long to report the insurance company if he doesn't pay?
2007-11-08 04:21:44 · 8 answers · asked by Mr. Questionair 2 in Cars & Transportation ➔ Insurance & Registration
If i make a report to the police, does it cost me $$?
2007-11-08 04:48:12 · update #1
i got the guy insurance policy number and his plate number... does it help? i forgot to get his driver lincense infomation....
2007-11-08 11:13:13 · update #2
If you're willing to be patient and you have his insurance info then yes you can definitely wait until Friday to turn in a claim. Realistically, if you wanted and you had proof (police report, witnesses, etc.) you could wait months to turn in a claim.
The problem is, his insurance company could say that the damage to your car could have been fixed cheaper if you would have made the claim faster. For instance, say he knocked the paint off your car and over time it started to rust. The company could say they are not responsible for some of the damage because you had an obligation to act in a timely manner to save future damage.
2007-11-08 04:33:12 · answer #1 · answered by Michael L 1 · 0⤊ 0⤋
Johnny, By all means report the accident to the police department first if they were not involved at the time of the accident. Did you swap insurance companies with the guy like you're supposed to? Your insurance company will not CYA ( cover your a*s) without a police report. Call your insurance company AFTER filing the report. The police will take a few pictures of your car to see where the damages are. Do not let this slip through the cracks. The longer you let this slide the guy that hit you will say he didn't hit you and you have no proof.
2007-11-08 04:37:54 · answer #2 · answered by Country Boy 7 · 0⤊ 0⤋
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2014-06-06 20:39:18 · answer #3 · answered by Anonymous · 0⤊ 0⤋
first of all you should have called the police at the time of the accident. you cannot make the police come out now and expect them to file a report. they have no proof of what happened. call your company and report it now. if the other guy admits fault, and doesn't want to go through his insurance, he probably doesn't have any. next time call the cops asap and don't leave the scene without a report.
2007-11-08 07:59:32 · answer #4 · answered by Queen B 6 · 0⤊ 0⤋
Any actual harm could be suggested right now. Your declare looks like strictly actual harm. The coverage company provides you with approximately 30 days to checklist this declare earlier they concern a reservation of rights letter and in all probability deny the declare by way of late reporting. the corporate does not opt to have their subject compromised in the event that they do no longer look a exceptional thank you to get superb and prompt records. photographs could help of your motor vehicle and the different motor vehicle's harm if obtainable.
2016-11-10 20:04:13 · answer #5 · answered by ? 4 · 0⤊ 0⤋
It should have been reported the next day (Monday). Time is of the essence when dealing with vehicle accidents. I hope you got a police report when it happened.
2007-11-08 04:49:37 · answer #6 · answered by Otto 7 · 0⤊ 0⤋
REPORT IT NOW BECAUSE IT COULD BACKFIRE ON YOU AND THE OTHER PERSON COULD CLAIM AGAINST YOU THEN YOU WOULD GET THE RAW END OF THE DEAL.
2007-11-08 04:28:39 · answer #7 · answered by Anonymous · 0⤊ 1⤋
report as soon as posible
2007-11-08 04:25:01 · answer #8 · answered by staples_92 4 · 0⤊ 0⤋