had car on a hill rolled down and is totalled did not get a police report because it was on private property. can i still claim it under my aoto or home owners insurance
2007-11-06 03:25:42 · 6 answers · asked by black3 1 in Cars & Transportation ➔ Insurance & Registration
Yes you can. There are many times when a police report is not filed! In my area, if both cars can be driven, and no one is injured enough to be transported to the hospital by ambulance, the drivers exchange information and the police do not write a report!
Contact your insurance company today to file the claim!
2007-11-06 03:30:32 · answer #1 · answered by fire4511 7 · 2⤊ 0⤋
My car got totalled last Dec. There was no police report made because it was on a parking lot and the cops wont come out if its private property in Missouri. I filed anyway. What ended up happening is the guy who hit me wasn't talking to his insurance company. He didn't call them and wouldn't answer or return their calls, and since there were no witnesses or a camera on the parking lot to catch the accident, there wasn't proof that it happened and they didn't have to pay me. But I worked at the apartments on the lot where I was hit and knew where the guy lived, so when I saw his car parked outside his apartment, I knocked on his door with my cell phone in my hand and demanded he call his company. He did and I got paid, but if I hadn't done that, I don't think the insurance company would have been obligated to pay. So make a report if you can and/or give the insurance company any witnesses numbers you may have. Hopefully it will all turn out ok.
2016-05-28 03:05:13 · answer #2 · answered by vonda 3 · 0⤊ 0⤋
Yes you dont have to have a police report to file a claim. I would just call your insurance agent & report a claim with them & they will take care of every thing for you. I hope this helps! Good Luck :)
2007-11-06 09:30:55 · answer #3 · answered by She is Beautiful! 6 · 1⤊ 0⤋
Sure you can claim under the auto policy, if you have collision coverage. The only time you NEED a police report for an auto claim is for theft. For fire, you need the fire marshall's report.
Homeowners doesn't cover car damage. No way, no how, not ever.
I'm trying to picture how you roll down a hill and get totalled, though, and am not seeing it. Maybe off a cliff? But then how did you get the car out?
2007-11-06 06:16:37 · answer #4 · answered by Anonymous 7 · 0⤊ 1⤋
yes, there usually is not a police report on private property. anyway, you really dont need a police report for any accident, since it is only 1 person's second hand opinion of what happened in the accident. the insurance company will do their own investigation if one is necessary.
2007-11-06 03:34:40 · answer #5 · answered by Generic 4 · 2⤊ 0⤋
Yes, call your agent and file a report and he will get it taken care of.
2007-11-10 03:01:21 · answer #6 · answered by Anonymous · 0⤊ 0⤋